1015 Birch St, Montara, CA 94037 Property Records

San Mateo County property record for 1015 Birch St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,381 sqft · built 1971
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$519,000 (Jun 2003)
Tax Bill	$16,695 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-123-080`

Property Details

APN / Parcel Number

Primary APN	`036-123-080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
1st Floor Area	1,110 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1015 BIRCH ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 36 37 BLOCK 32 MONTARA AMEND & SUPP
Legal Subdivision	MONTARA AMEND & SUPP
Legal Block	32
Legal Lot Number	36
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4009
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 370307, MONTARA, CA 94037-0307
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2003 · Amount on File
Deed Sale	Jun 18, 2003 · Amount on File
Deed Document Number	2003166600
Prior Transfer Date	Apr 4, 2001
Prior Transfer Doc	0000052779
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1015 BIRCH ST, MONTARA, CA 94037
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 BIRCH ST, MONTARA, CA 94037

Mortgage

Document Number	0000007297
Date	Feb 17, 2023
Instrument	2023-007297

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1015 BIRCH ST, MONTARA, CA 94037
Document Number	0000031163
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 BIRCH ST MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	0000031163
Date	Apr 6, 2020
Instrument	31163

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1015 BIRCH ST, MONTARA, CA 94037
Document Number	0000046755
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 BIRCH ST MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	0000046755
Date	Jun 18, 2019
Instrument	46755

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 17, 2039

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1015 BIRCH ST, MONTARA, CA 94037
Document Number	0000033087
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 BIRCH ST MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	0000033087
Date	Apr 17, 2017
Instrument	33087

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,106,878 (+2.89%) Land $383,348 Building $723,530
2025	$16,695.00 (+31.56%)	$1,075,755 (+43.26%) Land $375,832 Building $699,923
2023	$12,690.00 (+3.68%)	$750,921 Land $361,239 Building $389,682	$924,570
2022	$12,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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