St. Johns County property record for 1015 Bent Creek Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,372 sqft · built 2017 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $424,694 (Jan 2018) |
| Tax Bill | $5,822 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009651-0140 |
| Primary APN | 009651-0140 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,372 sqft Living Area |
| Gross Area | 4,218 sqft |
| 1st Floor Area | 2,552 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 622 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1015 BENT CREEK DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85/88-94 DURBIN CREEK ESTATES LOT 14 OR4488/1356 & 6255/1388 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | DURBIN CREEK ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20808 |
1015 Bent Creek Dr is owner-occupied and held in a trust since November 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1015 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2018 · Amount on File |
| Deed Sale | Jan 9, 2018 · Amount on File |
| Deed Document Number | 20181941 |
| Deed Book / Page | 4488 / 1356 |
| Last Transfer Date | Nov 7, 2025 |
| Transfer Doc | 0062551388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 12, 2025 |
| Property Address | 1015 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Document Number | 0062551388 |
| Book / Page | 6255 / 1388 |
| Map Reference | MB 85 PG 88-94 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025092369 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1015 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1015 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1015 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Document Number | 0053510898 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 5351/898 |
| Instrument | 2021093607 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1015 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Document Number | 0048500650 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1015 BENT CREEK DR ST JOHNS FL 322598255, ST JOHNS, FL 32259-8255 |
| Document Number | 0048500650 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 004850/000650 |
| Instrument | 94251 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
The 2025 property tax bill for 1015 Bent Creek Dr was $5,822, up 12% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,268 (+2.7%) | $658,787 (+1.73%) Land $135,000 Building $523,787 | |
| 2025 | $5,822.00 (+12.03%) Homeowner's exemption | $446,220 (+2.9%) | $647,568 (+7.07%) Land $135,000 Building $512,568 |
| 2024 | $5,197.00 (+1.94%) Homeowner's exemption | $433,644 (+3%) | $604,836 (-0.36%) Land $135,000 Building $469,836 |
| 2023 | $5,098.00 (+2.7%) Homeowner's exemption | $421,014 (+3%) | $607,002 (+1.37%) Land $105,000 Building $502,002 |
| 2022 | $4,964.00 Homeowner's exemption | $408,751 | $598,811 Land $112,000 Building $486,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1015 Bent Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1015 Bent Creek Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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