St. Johns County property record for 1005 Bent Creek Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,688 sqft · built 2018 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $534,850 (Nov 2018) |
| Tax Bill | $5,586 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009651-0150 |
| Primary APN | 009651-0150 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,688 sqft Living Area |
| Gross Area | 4,363 sqft |
| 1st Floor Area | 2,803 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 289 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1005 BENT CREEK DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85/88-94 DURBIN CREEK ESTATES LOT 15 OR4638/152 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | DURBIN CREEK ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20808 |
1005 Bent Creek Dr is owned and occupied by two individuals who bought it in November 2018.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 7, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Jun 14, 2018 | Grant Deed, Transfer DF TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on File |
| Deed Sale | Nov 7, 2018 · Amount on File |
| Deed Document Number | 201880532 |
| Deed Book / Page | 4638 / 152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1005 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1005 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Document Number | 0058041141 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 5804/1141 |
| Instrument | 2023061362 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1005 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047911756 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 4791/1756 |
| Instrument | 2019066572 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 7, 2018 |
| Property Address | 1005 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Document Number | 0046380152 |
| Book / Page | 4638 / 0152 |
| Map Reference | MB85 PG88-94 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018080532 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DF TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 1005 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Document Number | 2018080533 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 2018080533 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 14, 2018 |
| Property Address | 1005 BENT CREEK DR, SAINT JOHNS, FL 32259-8255 |
| Document Number | 0045631382 |
| Book / Page | 004563 / 001382 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 41882 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | DF TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1005 Bent Creek Dr was $5,586 with a homeowner's exemption, up 12.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,291 (+2.7%) | $733,323 (+0.53%) Land $150,000 Building $583,323 | |
| 2025 | $5,586.00 (+12.08%) Homeowner's exemption | $428,716 (+2.9%) | $729,473 (+7.05%) Land $150,000 Building $579,473 |
| 2024 | $4,984.00 (+1.94%) Homeowner's exemption | $416,634 (+3%) | $681,412 (-1.63%) Land $150,000 Building $531,412 |
| 2023 | $4,889.00 (+2.73%) Homeowner's exemption | $404,499 (+3%) | $692,693 (+2.8%) Land $125,000 Building $567,693 |
| 2022 | $4,759.00 Homeowner's exemption | $392,717 | $673,857 Land $123,200 Building $550,657 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1005 Bent Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1005 Bent Creek Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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