Carlton County property record for 1015 28th St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.165 acres (7,219 sqft) |
| Owner | Company Name on File |
| Last Sale | $30,000 (Oct 2025) |
| Tax Bill | $1,384 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-010-1600 |
| Primary APN | 23-010-1600 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,219 sqft (0.165 acres) |
|---|
| Account Number | 10994 |
|---|---|
| Street Address | 1015 28TH ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-2809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 & S1/2 OF LOT 3 CITY OF SCANLON ORIGINAL PLAT |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 4 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | SCANLON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 70200 |
1015 28th St is owned by a company that bought it in October 2025 and is owner-occupied.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 101 E PALKIE RD, ESKO, MN 55733-9723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2025 | Warranty Deed, Transfer CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CO ABSTRACT & TITLE |
| Jun 5, 2017 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on File |
| Deed Sale | Oct 27, 2025 · Amount on File |
| Deed Document Number | 2025523929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jul 21, 2026 |
| Property Address | 1015 28TH ST, CLOQUET, MN 55720-2809 |
| Document Number | 0000527821 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026527821 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TITL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,991.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1015 28TH ST, CLOQUET, MN 55720-2809 |
| Investor | Possibly a Property Investor |
| Document Number | 0000527821, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026527821 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Oct 27, 2025 |
| Property Address | 1015 28TH ST, CLOQUET, MN 55720-2809 |
| Document Number | A000523929 |
| Instrument Date | Oct 22, 2025 |
| Instrument | A000523929 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CO ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 E PALKIE RD, ESKO, MN 55733-9723 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jun 5, 2017 |
| Property Address | 1015 28TH ST, CLOQUET, MN 55720-2809 |
| Document Number | A000474417 |
| Instrument Date | May 23, 2017 |
| Instrument | A000474417 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 28TH ST, 1015, CLOQUET, MN 55720-2809 |
| Name | Verified Name |
|---|
The 2026 property tax bill for 1015 28th St was $1,384 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Scanlon City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,384.00 Homeowner's exemption | ||
| 2025 | $113,500 (+3.37%) Land $20,400 Building $93,100 | $113,500 (+3.37%) Land $20,400 Building $93,100 | |
| 2024 | $1,368.00 Homeowner's exemption | $109,800 (+4.08%) Land $20,400 Building $89,400 | $109,800 (+4.08%) Land $20,400 Building $89,400 |
| 2023 | $1,368.00 Homeowner's exemption | $105,500 (-) Land $20,400 Building $85,100 | $105,500 (-) Land $20,400 Building $85,100 |
| 2022 | $105,500 Land $20,400 Building $85,100 | $105,500 Land $20,400 Building $85,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1015 28th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1015 28th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Scanlon serves 1,003 people · EPA ID MN1090011 |
|---|---|
| Water Source | Purchased groundwater from Cloquet |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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