1011 28th St, Cloquet, MN 55720 Property Records

Carlton County property record for 1011 28th St, Cloquet, MN 55720

Property Summary

Property TypeSingle Family Home
Lot Size0.188 acres (8,194 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Aug 2021)
Tax Bill$1,678 (2026)
Deeds & MortgagesMay 2022 Sale
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-010-1720

Property Details

APN / Parcel Number

Primary APN23-010-1720
Alternative APN
  • 11000

Exterior

Lot Area8,194 sqft (0.188 acres)

Location & Zoning

Account Number11000
Street Address1011 28TH ST
CityCLOQUET
StateMN
Zip55720-2809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 & 8 & N 20 FT OF LOT 6 CITY OF SCANLON ORIGINAL PLAT
Legal SubdivisionORIGINAL PLAT
Legal Block4
Legal Lot Number7-8
JurisdictionCARLTON MN
Township / Civil DivisionSCANLON
Census Block Group1
Census Block1025
Census Tract70200

Owner

1011 28th St is owned and occupied by an individual who bought it in August 2021.

Source: Carlton County records, as of April 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1011 28TH ST, CLOQUET, MN 55720-2809
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Warranty Deed, Transfer
Aug 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 14, 2020Warranty Deed, Transfer · Conventional Mortgage
MEMBERS COOPERATIVE CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2021 · Amount on File
Deed SaleAug 19, 2021 · Amount on File
Prior SaleJul 14, 2020 · Amount on File
Deed Document Number2021501051
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateMay 31, 2022
Property Address1011 28TH ST, CLOQUET, MN 55720-2809
Document NumberA000506436
Instrument DateMay 14, 2022
InstrumentA000506436
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 28TH ST, CLOQUET, MN 55720-2809

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateAug 19, 2021
Property Address1011 28TH ST, CLOQUET, MN 55720-2809
Document NumberA000501051
Instrument DateAug 10, 2021
InstrumentA000501051
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 28TH ST, CLOQUET, MN 55720-2809

Mortgage

Document NumberA000501052
DateAug 19, 2021
InstrumentA000501052
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateJul 14, 2020
Property Address1011 28TH ST, CLOQUET, MN 55720-2809
Document NumberA000492689
Instrument DateJul 13, 2020
InstrumentA000492689
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 28TH ST, CLOQUET, MN 55720-2809

Mortgage

Document NumberA000492690
DateJul 14, 2020
InstrumentA000492690
Lender
NameMEMBERS COOPERATIVE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJul 13, 2030
IndexPrime Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1011 28th St was $1,678 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
MunicipalityScanlon City
Unified School DistrictCloquet Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,678.00 Homeowner's exemption
2025$129,800 (+3.67%) Land $22,300 Building $107,500$129,800 (+3.67%) Land $22,300 Building $107,500
2024$1,636.00 Homeowner's exemption$125,200 (+3.9%) Land $22,300 Building $102,900$125,200 (+3.9%) Land $22,300 Building $102,900
2023$1,636.00 Homeowner's exemption$120,500 (-) Land $22,300 Building $98,200$120,500 (-) Land $22,300 Building $98,200
2022$120,500 Land $22,300 Building $98,200$120,500 Land $22,300 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 28th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 28th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemScanlon
serves 1,003 people · EPA ID MN1090011
Water SourcePurchased groundwater from Cloquet
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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