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1015 11th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1015 11th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleCustom Design
Year BuiltBuilt 2000
Square Footage1,950 sqft Gross Area
Lot Size5,270 sqft (0.121 acres)
Last Sale$300,000 (2022)
Tax Bill$5,173.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0185-0220
Alternative APNs
  • 263001000101850220
  • 78112

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,950 sqft Gross Area
1st Floor700 sqft 1st Floor
Upper Floors900 sqft Upper Floors
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area5,270 sqft (0.121 acres)
Depth X Width75 ft x 70 ft Depth x Width
Porch Area440 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1015 11TH ST
CitySAINT CLOUD
StateFL
Zip34769-3703
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionST CLOUD PB B PG 34 BLK 185 E 1/2 LOTS 22-24 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block185
Legal Lot Number22
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4017
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0185-0220

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4838 LAKES EDGE LN, KISSIMMEE, FL 34744-9257
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 21, 2022Warranty Deed, Transfer · Conventional Mortgage
TOWN SQUARE MORTGAGE & INVESTMENTS
Sep 10, 2020Warranty Deed, Construction Loan · Building or Construction Mortgage
LENDINGHOME FUNDING CORP
Sep 09, 2020Warranty Deed, Transfer
GIANNELL TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleSep 10, 2020 · Amount on Record
Deed Doc Number202211706
Deed Book / Page6134 / 764
Last Transfer DateSep 11, 2023
Transfer Doc0064860965
Record RefreshedJun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 06, 2023
Property Address1015 11TH ST, SAINT CLOUD, FL 34769-3703
Document Number0064860965
Book / Page6486 / 965
Map ReferenceMB B PG 33&34
Instrument DateSep 11, 2023
Instrument2023132218
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4838 LAKES EDGE LN, KISSIMMEE, FL 34744-9257

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4838 LAKES EDGE LN, KISSIMMEE, FL 34744-9257

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 21, 2022
Property Address1015 11TH ST, SAINT CLOUD, FL 34769-3703
Document Number0061340764
Book / Page6134 / 764
Map ReferenceMB B PG 33&34
Instrument DateJan 20, 2022
Instrument2022011706
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyGOLDEN KEY TITLE SERVICES LLC, GOLDEN KEY TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3341 HILLMONT CIR, 3341, ORLANDO, FL 32817-2089

Transferred To (Grantee/Buyer)

NameVerified Name
Address4838 LAKES EDGE LN, KISSIMMEE, FL 34744-9257

Mortgage

Document Number0006134766
DateJan 21, 2022
Instrument6134/766
Lender
NameTOWN SQUARE MORTGAGE & INVESTMENTS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

September 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 10, 2020
Property Address1015 11TH ST, SAINT CLOUD, FL 34769-3703
Document Number0057911515
Book / Page5791 / 1515
Map ReferenceMB B PG 33&34
Instrument DateSep 08, 2020
Instrument2020121146
Transaction TypeConstruction Loan
Record UpdatedAug 01, 2022
Title CompanyGIANNELL TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address600 SILKS RUN UNIT 2270, 600, HALLANDALE BEACH, FL 33009-2788

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 N HAMPTON CT, SANFORD, FL 32773-7316

Mortgage

Document Number0057911517
DateSep 10, 2020
Instrument5791/1517
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 09, 2020
Property Address1015 11TH ST, SAINT CLOUD, FL 34769-3703
Document Number0057901404
Book / Page005790 / 001404
Instrument DateSep 04, 2020
Instrument120228
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyGIANNELL TITLE LLC

Transaction

AmountAmount Recorded
Tax$497.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 SILKS RUN #2270 HALLANDALE BEACH FL 330092788, 2270, HALLANDALE BEACH, FL 33009-2788
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,524.00 (+6.79%)$313,000 (+23.42%) Land $50,100 Building $262,900$313,000 (+23.42%) Land $50,100 Building $262,900
2024$5,173.00 (+13.17%)
2023$4,571.00 (+40.73%)$253,600 (+10.4%) Land $34,000 Building $219,600$253,600 (+10.4%) Land $34,000 Building $219,600
2022$3,248.00$229,700 Land $30,600 Building $199,100$229,700 Land $30,600 Building $199,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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