Osceola County property record for 1001 11th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 902 sqft · built 1915 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Jun 2025) |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Jun 2025 Second Mortgage Jun 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78100 |
| Primary APN | 78100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 902 sqft Heated Area |
| Gross Area | 1,082 sqft |
| 1st Floor Area | 748 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.069 acres) |
| Lot Dimensions | 65 ft deep x 45 ft wide |
| Garage Type | Detached - Unfinished |
| Garage Area | 180 sqft |
| Porch | Enclosed Porch |
| Porch Area | 154 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78100 |
|---|---|
| Street Address | 1001 11TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 185 E 45 FT LOTS 1 & 2 & N 15 FT OF E 45 FT LOT 3 2-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 185 |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 100111TH ST, SAINT CLOUD, FL 34769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLICK N CLOSE INC |
| Jun 03, 2025 | Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC |
| Oct 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOUSING PARTNERSHIP INC |
| May 04, 2018 | Warranty Deed, Transfer CHELSEA TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2025 · Amount on Record |
| Deed Sale | Jun 03, 2025 · Amount on Record |
| Prior Sale | Oct 14, 2019 · Amount on Record |
| Deed Document Number | 2025069664 |
| Deed Book / Page | 6797 / 2965 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1001 11TH ST, SAINT CLOUD, FL 34769-3703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1004 11TH ST, SAINT CLOUD, FL 34769-3704 |
| Document Number | 0067972982 |
|---|---|
| Date | Jun 03, 2025 |
| Book Page | 6797/2982 |
| Instrument | 2025069666 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 03, 2025 |
| Property Address | 1001 11TH ST, SAINT CLOUD, FL 34769-3703 |
| Document Number | 0067972965 |
| Book / Page | 6797 / 2965 |
| Instrument Date | May 20, 2025 |
| Instrument | 2025069664 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, CELEBRATION TTL PARTNERS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,778.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8519 LAS PALMAS WAY, WILDWOOD, FL 34785-6671 |
| Name | Verified Name |
|---|---|
| Address | 100111TH ST, SAINT CLOUD, FL 34769 |
| Document Number | 0067972967 |
|---|---|
| Date | Jun 03, 2025 |
| Book Page | 6797/2967 |
| Instrument | 2025069665 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 14, 2019 |
| Property Address | 1001 11TH ST, SAINT CLOUD, FL 34769-3703 |
| Document Number | 0056051080 |
| Book / Page | 5605 / 1080 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019132325 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2884 LAFAYETTE TRACE DR, 2884, SAINT CLOUD, FL 34772-8719 |
| Name | Verified Name |
|---|---|
| Address | 1001 11TH ST, SAINT CLOUD, FL 34769-3703 |
| Document Number | 0056051096 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 5605/1096 |
| Name | HOUSING PARTNERSHIP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 11, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 04, 2018 |
| Property Address | 1001 11TH ST, SAINT CLOUD, FL 34769-3703 |
| Document Number | 0053281433 |
| Book / Page | 005328 / 001433 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 71563 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | CHELSEA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $462.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2884 LAFAYETTE TRACE DR ST CLOUD FL 347728719, ST CLOUD, FL 34772-8719 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 (+7.64%) Homeowner's exemption | $127,923 (+5.99%) | $191,300 (+12.86%) Land $27,500 Building $163,800 |
| 2023 | $1,414.00 (+4.59%) Homeowner's exemption | $120,698 (+3%) | $169,500 (+10.28%) Land $20,000 Building $149,500 |
| 2022 | $1,352.00 Homeowner's exemption | $117,183 | $153,700 Land $18,000 Building $135,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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