10148 Winterbrook Ln, Jessup, MD 20794 Property Records

Howard County property record for 10148 Winterbrook Ln, Jessup, MD 20794

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,494 sqft · built 1997
Lot Size	0.202 acres (8,817 sqft)
Owner	Individual Name on File
Last Sale	$371,000 (Jun 2018)
Tax Bill	$8,083 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-548555`

Property Details

APN / Parcel Number

Primary APN	`06-548555`
Alternative APNs	`6548555` `548555`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,494 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,817 sqft (0.202 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	72 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	548555
Street Address	10148 WINTERBROOK LN
City	JESSUP
State	MD
Zip	20794-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 10 8,817 SQ 10148 WINTERBROOK LN WINTERBROOK
Legal Subdivision	WINTERBROOK
Legal Lot Number	10
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3008
Census Tract	606901

Owner

10148 Winterbrook Ln is owned and occupied by an individual who bought it in June 2018.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10148 WINTERBROOK LN, JESSUP, MD 20794-2922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 6, 2018	Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 18, 2017	Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Aug 18, 2017 · Amount on File
Deed Book / Page	18208 / 419
Prior Transfer Date	Apr 18, 2017
Prior Transfer Doc	0000762262
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10148 WINTERBROOK LN, JESSUP, MD 20794-2922
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211200332
Date	Nov 18, 2021
Book Page	21120/332

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10148 WINTERBROOK LN, JESSUP, MD 20794-2922
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	GLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199300071
Date	Nov 17, 2020
Book Page	19930/71

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 6, 2018
Property Address	10148 WINTERBROOK LN, JESSUP, MD 20794-2922
Document Number	0182080419
Book / Page	18208 / 419
Map Reference	PL11700
Instrument Date	Mar 30, 2018
Transaction Type	Construction Loan
Record Updated	May 3, 2022
Title Company	SECURITY AMERICAN TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,782.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10148 WINTERBROOK LN, JESSUP, MD 20794-2922

Mortgage

Document Number	0018208425
Date	Jun 6, 2018
Instrument	18208/425

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	365 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

August 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HOWARD MD
Recording Date	Aug 18, 2017
Property Address	10148 WINTERBROOK LN, JESSUP, MD 20794-2922
Document Number	0177620262
Book / Page	017762 / 000262
Instrument Date	Apr 18, 2017
Transaction Type	Foreclosure
Record Updated	Aug 29, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$273.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10148 WINTERBROOK LN JESSUP MD 207942922, JESSUP, MD 20794-2922
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 10148 Winterbrook Ln was $8,083 with a homeowner's exemption, up 0.3% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,083.00 (+0.27%) Homeowner's exemption	$568,167 (+4.23%)	$614,300 (+12.69%) Land $247,100 Building $367,200
2025	$8,061.00 (+4.8%) Homeowner's exemption	$545,100 Land $192,100 Building $353,000	$545,100 Land $192,100 Building $353,000
2024	$7,692.00
2023		$477,100 (+7.67%)	$545,100 (+23.02%) Land $192,100 Building $353,000
2022	$4,989.00	$443,100 Land $167,100 Building $276,000	$443,100 Land $167,100 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10148 Winterbrook Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2006–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10148 Winterbrook Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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