10139 Winterbrook Ln, Jessup, MD 20794 Property Records

Howard County property record for 10139 Winterbrook Ln, Jessup, MD 20794

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,032 sqft · built 1997
Lot Size	0.193 acres (8,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jun 2019)
Tax Bill	$8,694 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-548784`

Property Details

APN / Parcel Number

Primary APN	`06-548784`
Alternative APNs	`6548784` `548784`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,032 sqft Total Area
Basement Area	726 sqft
Finished Basement	726 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,402 sqft (0.193 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	52 sqft
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	548784
Street Address	10139 WINTERBROOK LN
City	JESSUP
State	MD
Zip	20794-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 30 8,402 SQ 10139 WINTERBROOK LN WINTERBROOK
Legal Subdivision	WINTERBROOK LOTS 1 THRU 36 SHEET 3 OF 5
Legal Lot Number	30
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3008
Census Tract	606901

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10139 WINTERBROOK LN, JESSUP, MD 20794-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
Dec 21, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jun 19, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Mar 16, 2010 · Amount on Record
Deed Book / Page	18731 / 499
Record Updated	Oct 29, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 20, 2019
Property Address	10139 WINTERBROOK LN, JESSUP, MD 20794-2926
Document Number	0187310499
Book / Page	018731 / 000499
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10139 WINTERBROOK LN JESSUP MD 207942926, JESSUP, MD 20794-2926

Mortgage

Document Number	187310504
Date	Jun 20, 2019
Book Page	018731/000504

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10139 WINTERBROOK LN, JESSUP, MD 20794-2926
Document Number	0179990302
Book / Page	017999 / 000302
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10139 WINTERBROOK LN JESSUP MD 207942926, JESSUP, MD 20794-2926

Mortgage

Document Number	0179990302
Date	Jan 9, 2018
Book Page	017999/000302

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10139 WINTERBROOK LN, JESSUP, MD 20794-2926
Document Number	0176960371
Book / Page	017696 / 000371
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10139 WINTERBROOK LN JESSUP MD 207942926, JESSUP, MD 20794-2926

Mortgage

Document Number	0176960371
Date	Jul 18, 2017
Book Page	017696/000371

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,694.00 (+48.69%)	$558,967 (+4.3%)	$605,100 (+12.91%) Land $245,300 Building $359,800
2025	$5,847.00 (+18.65%)	$535,900 (+13.92%) Land $190,300 Building $345,600	$535,900 (-) Land $190,300 Building $345,600
2023		$470,433	$535,900 Land $190,300 Building $345,600
2022	$4,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2006–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winterbrook Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures