10145 Benham Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 10145 Benham Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,365 sqft · built 2012
Lot Size	0.289 acres (12,602 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Oct 2022)
Tax Bill	$11,636 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O67 22341 0047`

Property Details

APN / Parcel Number

Primary APN	`O67 22341 0047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,365 sqft Living Area
1st Floor Area	1,445 sqft
Basement Area	1,260 sqft
Finished Basement	1,100 sqft
Unfinished Basement	160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	220 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10145 BENHAM DR
City	DAYTON
State	OH
Zip	45458-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	182 WASHINGTON TRACE SEC FIVE
Legal Subdivision	WASHINGTON TRACE SEC FIVE
Legal Lot Number	182
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3003
Census Tract	40406

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10145 BENHAM DR, DAYTON, OH 45458-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 27, 2018	Deed of Trust, Mortgage · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Jul 10, 2012 · Amount on Record
Deed Document Number	202200063252
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 7, 2022
Property Address	10145 BENHAM DR, DAYTON, OH 45458-4510
Document Number	0000063252
Map Reference	MB 206 PG 12
Instrument Date	Aug 24, 2022
Instrument	202200063252
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10145 BENHAM DR, DAYTON, OH 45458-4510
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063253
Date	Oct 7, 2022
Instrument	202200063253

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10145 BENHAM DR, DAYTON, OH 45458-4510
Document Number	0000075427
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10145 BENHAM DR DAYTON OH 454584510, DAYTON, OH 45458-4510

Mortgage

Document Number	0000075427
Date	Dec 14, 2020
Instrument	75427

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10145 BENHAM DR, DAYTON, OH 45458-4510
Document Number	0000043758
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10145 BENHAM DR DAYTON OH 454584510, DAYTON, OH 45458-4510

Mortgage

Document Number	0000043758
Date	Aug 15, 2019
Instrument	43758

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10145 BENHAM DR, DAYTON, OH 45458-4510
Document Number	0000073190
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10145 BENHAM DR DAYTON OH 454584510, DAYTON, OH 45458-4510

Mortgage

Document Number	0000073190
Date	Dec 17, 2018
Instrument	73190

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,200 (-) Land $25,600 Building $147,600
2024	$11,636.00 (+8.62%)
2023	$10,713.00 (+2.98%)	$173,200 (+33%) Land $25,600 Building $147,600	$494,850 (+32.99%) Land $73,150 Building $421,700
2022	$10,403.00	$130,230 Land $19,250 Building $110,980
2020			$372,090 Land $55,000 Building $317,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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