10132 Benham Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 10132 Benham Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,860 sqft · built 2011
Lot Size	0.289 acres (12,602 sqft)
Owner	Individual Name on Record
Last Sale	$276,800 (Mar 2012)
Tax Bill	$9,586 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O67 22341 0007`

Property Details

APN / Parcel Number

Primary APN	`O67 22341 0007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,860 sqft Living Area
1st Floor Area	1,245 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	735 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10132 BENHAM DR
City	DAYTON
State	OH
Zip	45458-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	142 WASHINGTON TRACE SEC FIVE
Legal Subdivision	WASHINGTON TRACE SEC FIVE
Legal Lot Number	142
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	40406

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10132 BENHAM DR, DAYTON, OH 45458-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit LCNB NAT'L BK
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2012 · Amount on Record
Deed Sale	Mar 2, 2012 · Amount on Record
Prior Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	12-012807
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10132 BENHAM DR, DAYTON, OH 45458-4511
Document Number	0000070390
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10132 BENHAM DR DAYTON OH 454584511, DAYTON, OH 45458-4511

Mortgage

Document Number	0000070390
Date	Nov 20, 2020
Instrument	70390

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10132 BENHAM DR, DAYTON, OH 45458-4511
Document Number	0000068712
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10132 BENHAM DR DAYTON OH 454584511, DAYTON, OH 45458-4511

Mortgage

Document Number	0000068712
Date	Dec 9, 2019
Instrument	68712

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10132 BENHAM DR, DAYTON, OH 45458-4511
Document Number	0000067629
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10132 BENHAM DR CENTERVILLE OH 454584511, CENTERVILLE, OH 45458-4511

Mortgage

Document Number	0000067629
Date	Nov 13, 2017
Instrument	67629

Lender

Name	LCNB NAT'L BK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10132 BENHAM DR, DAYTON, OH 45458-4511
Document Number	0000053437
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10132 BENHAM DR DAYTON OH 454584511, DAYTON, OH 45458-4511

Mortgage

Document Number	0000053437
Date	Sep 11, 2017
Instrument	53437

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2042

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,410 (-) Land $25,600 Building $116,810
2024	$9,586.00 (+8.6%)
2023	$8,827.00 (+5.16%)	$142,410 (+32.99%) Land $25,600 Building $116,810	$406,880 (+32.99%) Land $73,150 Building $333,730
2022	$8,394.00	$107,080 Land $19,250 Building $87,830
2020			$305,950 Land $55,000 Building $250,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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