10144 Lakeshore Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 10144 Lakeshore Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2020
Lot Size	0.367 acres (16,002 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2020)
Tax Bill	$1,863 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0106N-0A-062.00`

Property Details

APN / Parcel Number

Primary APN	`0106N-0A-062.00`
Alternative APN	`80325`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,384 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,002 sqft (0.367 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	164 sqft

Location & Zoning

Account Number	80325
Street Address	10144 LAKESHORE DR
City	LANCASTER
State	SC
Zip	29720-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	80X200
Legal Subdivision	EDGEWATER SUBDIVISION PHASE 1A MAP 2
Legal Block	127
Legal Lot Number	127
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1028
Census Tract	10400

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10144 LAKESHORE DR, LANCASTER, SC 29720-8917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage PINNACLE BANK
Jan 5, 2018	Deed of Trust, Mortgage PINNACLE BANK
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Oct 7, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 5, 2020	Loan Modification, Mortgage TRUIST BK
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Jun 25, 2013 · Amount on File
Deed Document Number	202017354
Deed Book / Page	1370 / 339
Last Transfer Date	Oct 7, 2024
Transfer Doc	0000012626
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10144 LAKESHORE DR, LANCASTER, SC 29720-8917
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000259
Date	Jan 5, 2018
Book Page	3485/037
Instrument	2018000259

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10144 LAKESHORE DR, LANCASTER, SC 29720-8917
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000260
Date	Jan 5, 2018
Book Page	3485/046
Instrument	2018000260

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10144 LAKESHORE DR, LANCASTER, SC 29720-8917
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008733
Date	Jun 19, 2018
Book Page	3571/022
Instrument	2018008733

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 7, 2020
Property Address	10144 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000017354
Book / Page	1370 / 339
Map Reference	MB 2004 PG 601
Instrument Date	Oct 6, 2020
Instrument	2020017354
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10144 LAKE SHORE DR, LANCASTER, SC 29720-8917

Mortgage

Document Number	0000017355
Date	Oct 7, 2020
Instrument	2020017355

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER SC
Property Address	10144 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000007057
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007057
Date	May 5, 2020
Book Page	003993/000220
Instrument	7057

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32801

Agreement

Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10144 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000002133
Book / Page	003503 / 000176
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002133
Date	Feb 13, 2018
Book Page	003503/000176
Instrument	2133

Lender

Name	PINNACLE BK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,863.00 (-7.86%)	$11,996 (+13.47%) Land $2,000 Building $9,996	$299,900 (+13.47%) Land $50,000 Building $249,900
2024	$2,022.00 (+0.1%)
2023	$2,020.00	$10,572 Land $800 Building $9,772	$264,300 Land $20,000 Building $244,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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