10138 Lakeshore Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 10138 Lakeshore Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,182 sqft · built 2021
Lot Size	0.367 acres (16,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,080 (Mar 2021)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0106N-0A-061.00`

Property Details

APN / Parcel Number

Primary APN	`0106N-0A-061.00`
Alternative APN	`80324`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	2,640 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,002 sqft (0.367 acres)
Garage Area	420 sqft

Location & Zoning

Account Number	80324
Street Address	10138 LAKESHORE DR
City	LANCASTER
State	SC
Zip	29720-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	80X200
Legal Subdivision	EDGEWATER SUBDIVISION
Legal Block	126
Legal Lot Number	126
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1028
Census Tract	10400

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10138 LAKESHORE DR, LANCASTER, SC 29720-8917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Mar 12, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	20215165
Deed Book / Page	1416 / 230
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10138 LAKESHORE DR, LANCASTER, SC 29720-8917
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008733
Date	Jun 19, 2018
Book Page	3571/022
Instrument	2018008733

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 12, 2021
Property Address	10138 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000005165
Book / Page	1416 / 230
Map Reference	MB 2004 PG 601
Instrument Date	Mar 12, 2021
Instrument	2021005165
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,108.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10138 LAKE SHORE DR, LANCASTER, SC 29720-8917

Mortgage

Document Number	0000005166
Date	Mar 12, 2021
Instrument	2021005166

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10138 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000002133
Book / Page	003503 / 000176
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002133
Date	Feb 13, 2018
Book Page	003503/000176
Instrument	2133

Lender

Name	PINNACLE BK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00 (+9.86%)	$13,359 (+15.01%) Land $1,981 Building $11,378	$337,200 (+16.12%) Land $50,000 Building $287,200
2024	$1,876.00 (+0.05%)
2023	$1,875.00	$11,616 Land $1,600 Building $10,016	$290,400 Land $40,000 Building $250,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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