10144 Joy Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 10144 Joy Ct, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,870 sqft · built 1990
Lot Size	0.698 acres (30,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Sep 2025)
Tax Bill	$11,918 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-02-252-006`

Property Details

APN / Parcel Number

Primary APN	`08-02-252-006`
Alternative APNs	`802252006` `110A175`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	30,393 sqft (0.698 acres)
Lot Dimensions	209 ft deep x 179 ft wide
Garage Area	650 sqft
Deck Area	1,112 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	110A175
Street Address	10144 JOY CT
City	ROSCOE
State	IL
Zip	61073-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT NO 14 HINKLES WOODED ACRES BNG PTSEC 2-45-2 LOT 175
Legal Range	2
Legal Township	45
Legal Section	2
Legal Subdivision	HINKLES WOODED ACRES
Legal Lot Number	175
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1012
Census Tract	3806

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10144 JOY CT, ROSCOE, IL 61073-8594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Jan 29, 1996 · Amount on Record
Deed Document Number	202522558
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 3, 2025
Property Address	10144 JOY CT, ROSCOE, IL 61073-8594
Document Number	0000022558
Map Reference	PB 38 PG 114B
Instrument Date	Aug 28, 2025
Instrument	2522558
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$667.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11185 WOODLANDS WAY, BLUE ASH, OH 45241-2437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10144 JOY CT, ROSCOE, IL 61073-8594

Mortgage

Document Number	0000022559
Date	Sep 3, 2025
Instrument	2522559

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,918.00 (+4.58%)	$164,259 (+9.96%) Land $23,545 Building $140,714	$492,777 (+9.96%) Land $70,635 Building $422,142
2024	$11,396.00 Homeowner's exemption Senior Citizen's exemption	$149,380 (+23.45%) Land $21,412 Building $127,968	$448,140 (+23.45%) Land $64,236 Building $383,904
2022	Homeowner's exemption	$121,000 Land $17,344 Building $103,656	$363,000 Land $52,032 Building $310,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20