10077 Joy Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 10077 Joy Ct, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,450 sqft · built 1989
Lot Size0.747 acres (32,520 sqft)
Owner2 Individual Names on Record
Tax Bill$9,551 (2025)
Deeds & MortgagesSep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN08-02-252-008

Property Details

APN / Parcel Number

Primary APN08-02-252-008
Alternative APNs
  • 802252008
  • 110A177

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,450 sqft Living Area
1st Floor Area1,488 sqft
Basement Area1,488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area32,520 sqft (0.747 acres)
Lot Dimensions207 ft deep x 151 ft wide
Garage Area495 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number110A177
Street Address10077 JOY CT
CityROSCOE
StateIL
Zip61073-8588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT NO 14 HINKLES WOODED ACRES BNG PTSEC 2-45-2 LOT 177
Legal Range2
Legal Township45
Legal Section2
Legal SubdivisionHINKLES WOODED ACRES
Legal Lot Number177
JurisdictionWINNEBAGO IL
Township / Civil DivisionHARLEM
Census Block Group1
Census Block1012
Census Tract3806

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address527 VALLEY FORGE TRL, ROCKTON, IL 61072-3030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2018
Deed SaleSep 8, 2018
Prior SaleJun 21, 1991 · Amount on Record
Last Transfer DateFeb 18, 2025
Transfer Doc0000003681
Record UpdatedOct 29, 2026

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWINNEBAGO IL
Property Address10077 JOY CT, ROSCOE, IL 61073-8588
Document Number0001026853
Instrument DateSep 8, 2018
Transaction TypeMortgage
Record UpdatedOct 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10077 JOY CT ROSCOE IL 610738588, ROSCOE, IL 61073-8588

Mortgage

Document Number0001026853
DateSep 17, 2018
Instrument1026853
Lender
NameBYRON BK
TypeBank
AddressPOPLAR GROVE, IL 61065
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionHarlem Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,551.00$133,821 (+35.75%) Land $23,545 Building $110,276$401,463 (+35.75%) Land $70,635 Building $330,828
2022Homeowner's exemption$98,578 Land $17,344 Building $81,234$295,734 Land $52,032 Building $243,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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