10143 Duncan Dr, Florence, KY 41042 Property Records

Boone County property record for 10143 Duncan Dr, Florence, KY 41042 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,578 sqft · built 1976
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$359,999 (Aug 2022)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063.01-03-014.01`

Property Details

APN / Parcel Number

Primary APN	`063.01-03-014.01`
Alternative APN	`15246`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,578 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	57,499 sqft (1.32 acres)
Porch	Porch
Porch Area	24 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	10143 DUNCAN DR
City	FLORENCE
State	KY
Zip	41042-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14A CHARLES DUNCAN SUB (63C-64)
Legal Subdivision	CHARLES DUNCAN SUB
Legal Lot Number	14A
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1009
Census Tract	70309

Owner

Source: Boone County records · APN 063.01-03-014.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10143 DUNCAN DR, FLORENCE, KY 41042-3148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME LOANS LLC
Dec 01, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Apr 08, 1998 · Amount on Record
Deed Document Number	886991
Deed Book / Page	D1193 / 486
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 30, 2022
Property Address	10143 DUNCAN DR, FLORENCE, KY 41042-3148
Document Number	0D1193/486
Book / Page	D1193 / 486
Map Reference	MB 11 PG 6
Instrument Date	Aug 25, 2022
Instrument	886991
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10138 DUNCAN DR, 10138, FLORENCE, KY 41042-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10143 DUNCAN DR, FLORENCE, KY 41042-3148

Mortgage

Document Number	0000886996
Date	Aug 30, 2022
Instrument	886996

Lender

Name	POLARIS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	10143 DUNCAN DR, FLORENCE, KY 41042-3148
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10143 DUNCAN DR, FLORENCE, KY 41042-3148

Mortgage

Document Number	0M4548/344
Date	Dec 01, 2021
Book Page	M4548/344
Instrument	855154

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 02, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	10143 DUNCAN DR, FLORENCE, KY 41042-3148
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4220/227
Date	Sep 25, 2019
Book Page	M4220/227
Instrument	784317

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2034

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,936.00 (-1.82%)	$360,000 (-) Land $35,000 Building $325,000
2024			$360,000 (-) Land $35,000 Building $325,000
2023	$4,009.00 (+106.22%)	$360,000 (+103.27%) Land $35,000 Building $325,000	$360,000 (+103.27%) Land $35,000 Building $325,000
2022	$1,944.00	$177,100 Land $35,000 Building $142,100	$177,100 Land $35,000 Building $142,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2008, river or lake flooding

Wildfire

Wildfire Risk	Low above 6% of the US · above 6% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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