Boone County property record for 10129 Duncan Dr, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,311 sqft · built 1977 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Aug 2026) |
| Tax Bill | $2,531 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 063.01-03-015.00 |
| Primary APN | 063.01-03-015.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,311 sqft Finished Area |
| Basement Area | 1,311 sqft |
| Unfinished Basement | 1,311 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 323 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10129 DUNCAN DR |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 SEC 3 CHARLES DUNCAN SUB (63C-65) |
| Legal Subdivision | CHARLES DUNCAN SUB |
| Legal Lot Number | 15 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 70309 |
10129 Duncan Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Boone County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10129 DUNCAN DR, FLORENCE, KY 41042-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Mar 26, 2019 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Mar 26, 2019 · Amount on File |
| Deed Document Number | 20261607577 |
| Deed Book / Page | 1262 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Aug 14, 2026 |
| Property Address | 10129 DUNCAN DR, FLORENCE, KY 41042-3148 |
| Document Number | 0001607577 |
| Book / Page | 1262 / 114 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20261607577 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SERVIC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,885.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 10129 DUNCAN DR, FLORENCE, KY 41042-3148 |
| Document Number | 0001607581, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20261607581 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Mar 26, 2019 |
| Property Address | 10129 DUNCAN DR, FLORENCE, KY 41042-3148 |
| Document Number | D1123/515 |
| Book / Page | D1123 / 515 |
| Map Reference | MB 11 PG 6 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 770996 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 488 AINTREE DR, 488, WALTON, KY 41094-9399 |
| Name | Verified Name |
|---|---|
| Address | 10129 DUNCAN DR, FLORENCE, KY 41042-3148 |
The 2025 property tax bill for 10129 Duncan Dr was $2,531.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,531.00 | $229,000 Land $35,000 Building $194,000 | |
| 2024 | $229,000 (-) Land $35,000 Building $194,000 | ||
| 2023 | $2,577.00 (+2.55%) | $229,000 (-) Land $35,000 Building $194,000 | $229,000 (-) Land $35,000 Building $194,000 |
| 2022 | $2,513.00 | $229,000 Land $35,000 Building $194,000 | $229,000 Land $35,000 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10129 Duncan Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1997–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10129 Duncan Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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