10140 Lost Valley Rd, Montague, MI 49437 Property Records

Muskegon County property record for 10140 Lost Valley Rd, Montague, MI 49437

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,399 sqft · built 2018
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,000 (Sep 2018)
Tax Bill	$6,960 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-01-110-400-0003-20`

Property Details

APN / Parcel Number

Primary APN	`61-01-110-400-0003-20`
Alternative APN	`01110400000320`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	76,666 sqft (1.76 acres)
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10140 LOST VALLEY RD
City	MONTAGUE
State	MI
Zip	49437-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE RIVER TOWNSHIP SEC 10 T12N R18W THE N 150 FT OF THE S 450 FT OF SW 1/4 SE 1/4 LYING E OF LOST VALLEY RD ALSO INCLUDING
Legal Range	18W
Legal Township	12N
Legal Section	10
Legal Subdivision	LOST VALLEY
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1013
Census Tract	3900

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10140 LOST VALLEY RD, MONTAGUE, MI 49437-8532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Sep 18, 2018	Warranty Deed, Construction Loan MERCANTILE BK/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	20185633126
Deed Book / Page	4167 / 373
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	10140 LOST VALLEY RD, MONTAGUE, MI 49437-8532
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10140 LOST VALLEY RD, MONTAGUE, MI 49437-8532
Investor	Possibly a Property Investor

Mortgage

Document Number	004284/729
Date	Jan 3, 2022
Book Page	4284/729
Instrument	5750368

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 18, 2018
Property Address	10140 LOST VALLEY RD, MONTAGUE, MI 49437-8532
Document Number	0005633126
Book / Page	004167 / 000373
Instrument Date	Sep 13, 2018
Instrument	5633126
Transaction Type	Construction Loan
Record Updated	Oct 9, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$309.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11144 WOODBUSHE DR SE LOWELL MI 493319638, LOWELL, MI 49331-9638

Mortgage

Document Number	5633127
Date	Sep 18, 2018
Book Page	004167/000374
Instrument	5633127

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	White River Township
Unified School District	Montague Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,400 (+2.69%)	$480,800 (+2.69%)
2025	$6,960.00 Homeowner's exemption	$234,100	$468,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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