Osceola County property record for 1014 Waterside Dr, Celebration, FL 34747
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 2001 |
| Lot Size | 0.014 acres (653 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Dec 2018) |
| Tax Bill | $5,271 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 132472 |
| Primary APN | 132472 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,640 sqft Heated Area |
| 1st Floor Area | 254 sqft |
| Upper Floors Area | 1,386 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 653 sqft (0.014 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 132472 |
|---|---|
| Street Address | 1014 WATERSIDE DR |
| City | CELEBRATION |
| State | FL |
| Zip | 34747-4400 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SIENA AT CELEBRATION CONDOMINIUM C CB 7 PGS 50-52 OR 2695/2240 BLDG 47 UNIT 1014 |
| Legal Range | 28E |
| Legal Township | 25S |
| Legal Section | 18 |
| Legal Subdivision | SIENA AT CELEBRATION CONDOMINIUM |
| Legal Tract | 4993 |
| Legal Block | 47 |
| Legal Lot Number | 101 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40808 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1003, BRIDGTON, ME 04009-1003 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI SIMONS & LEONI HOME LOANS LLC SIMONS & LEONI HOME LOANS LLC |
| Dec 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage SIMONS & LEONI HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on Record |
| Deed Sale | Dec 31, 2018 · Amount on Record |
| Prior Sale | Jul 2, 2012 · Amount on Record |
| Deed Document Number | 2018189215 |
| Deed Book / Page | 5456 / 1560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1014 WATERSIDE DR, CELEBRATION, FL 34747-4400 |
| Document Number | 0058062189 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 39/48 HIDDEN PINES RD FRYEBURG ME 04037, FRYEBURG, ME 04037 |
| Document Number | 0058062189 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 005806/002189 |
| Instrument | 133535 |
| Name | SIMONS & LEONI HOME LOANS LLC SIMONS & LEONI HOME LOANS LLC |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33629 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 31, 2018 |
| Property Address | 1014 WATERSIDE DR, CELEBRATION, FL 34747-4400 |
| Document Number | 0054561560 |
| Book / Page | 005456 / 001560 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 189215 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | EQUITABLE TITLE/CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 HIDDEN PINES RD FRYEBURG ME 040371143, FRYEBURG, ME 04037-1143 |
| Document Number | 54561562 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 005456/001562 |
| Instrument | 189216 |
| Name | SIMONS & LEONI HOME LOANS LLC |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33629 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2048 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,271.00 (+12.08%) | $333,300 (-2.57%) Building $333,300 | $333,300 (-2.57%) Building $333,300 |
| 2023 | $4,703.00 (+18.17%) | $342,100 (+32.91%) Building $342,100 | $342,100 (+32.91%) Building $342,100 |
| 2022 | $3,980.00 | $257,400 Building $257,400 | $257,400 Building $257,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Alteva of Warwick Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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