Osceola County property record for 1010 Waterside Dr, Celebration, FL 34747
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 2001 |
| Lot Size | 0.015 acres (653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Feb 2016) |
| Tax Bill | $5,271 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-25-28-4993-0047-1010 |
| Primary APN | 18-25-28-4993-0047-1010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 254 sqft |
| Upper Floors Area | 1,386 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 653 sqft (0.015 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1010 WATERSIDE DR |
|---|---|
| City | CELEBRATION |
| State | FL |
| Zip | 34747-4400 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SIENA AT CELEBRATION CONDOMINIUM C CB 7 PGS 50-52 OR 2695/2240 BLDG 47 UNIT 1010 |
| Legal Range | 28E |
| Legal Township | 25S |
| Legal Section | 18 |
| Legal Subdivision | SIENA AT CELEBRATION CONDO C |
| Legal Tract | 4993 |
| Legal Block | 47 |
| Legal Lot Number | 101 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40808 |
1010 Waterside Dr, a condominium, is owned by two individuals who bought it in February 2016.
Source: Osceola County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 WATERSIDE DR, 1010, KISSIMMEE, FL 34747-4400 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on File |
| Deed Sale | Feb 29, 2016 · Amount on File |
| Prior Sale | Feb 3, 2011 · Amount on File |
| Deed Document Number | 201628466 |
| Deed Book / Page | 4920 / 698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 1010 WATERSIDE DR, KISSIMMEE, FL 34747-4400 |
| Document Number | 0000051705 |
| Book / Page | 6957 / 2815 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202651705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE LLC |
| Name | Verified Name |
|---|---|
| Address | 1010 WATERSIDE DR, 1010, CELEBRATION, FL 34747-4400 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051705, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 6957/2815 |
| Instrument | 202651705 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1010 WATERSIDE DR, CELEBRATION, FL 34747-4400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1010 WATERSIDE DR, KISSIMMEE, FL 34747-4400 |
| Document Number | 0065470275 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 6547/275 |
| Instrument | 2024017129 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1010 WATERSIDE DR, CELEBRATION, FL 34747-4400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1010 WATERSIDE DR, KISSIMMEE, FL 34747-4400 |
| Document Number | 0060772785 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 6077/2785 |
| Instrument | 2021170119 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1010 WATERSIDE DR, CELEBRATION, FL 34747-4400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054631469 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 5463/1469 |
| Instrument | 2019006196 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 1010 Waterside Dr was $5,271, down 3.8% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,271.00 (-3.85%) | $333,300 Building $333,300 | $333,300 Building $333,300 |
| 2024 | $5,482.00 (+16.56%) | ||
| 2023 | $4,703.00 (+18.17%) | $342,100 (+32.91%) Building $342,100 | $342,100 (+32.91%) Building $342,100 |
| 2022 | $3,980.00 | $257,400 Building $257,400 | $257,400 Building $257,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 Waterside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Waterside Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Alteva of Warwick Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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