1014 W Spruce Ave, Duncan, OK 73533 Property Records

Stephens County property record for 1014 W Spruce Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,683 sqft · built 1960
Lot Size	0.38 acres (16,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Aug 1999)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13656`

Property Details

APN / Parcel Number

Primary APN	`13656`
Alternative APN	`1001-00-071-003-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,683 sqft Living Area
Gross Area	2,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,545 sqft (0.38 acres)
Garage Type	Detached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	132 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13656
Street Address	1014 W SPRUCE AVE
City	DUNCAN
State	OK
Zip	73533-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 71 LT 4 LESS S75 W96 & W25 LT 3 DUNCAN CITY
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	71
Legal Lot Number	3,4
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1023
Census Tract	300

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1014 W SPRUCE AVE, DUNCAN, OK 73533-4066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 1999 · Amount on Record
Deed Sale	Aug 13, 1999 · Amount on Record
Deed Book / Page	2297 / 225
Last Transfer Date	Jul 7, 2017
Transfer Doc	005331/267
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 26, 2024
Property Address	1014 W SPRUCE AVE, DUNCAN, OK 73533-4066
Document Number	006500/179
Book / Page	6500 / 179
Instrument Date	Apr 26, 2024
Instrument	I-2024-003692
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1014 W SPRUCE AVE, DUNCAN, OK 73533-4066

Mortgage

Document Number	I2024003693
Date	Apr 26, 2024
Instrument	I-2024-003693

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Jul 20, 2017
Property Address	1014 W SPRUCE AVE, DUNCAN, OK 73533-4066
Document Number	005331/267
Book / Page	5331 / 267
Instrument Date	Jul 7, 2017
Instrument	2017-957691
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 W SPRUCE AVE, DUNCAN, OK 73533-4066

Mortgage

Document Number	2017957692
Date	Jul 20, 2017
Instrument	2017-957692

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,957 (+2.69%) Land $807 Building $19,150	$181,430 (+2.69%) Land $7,336 Building $174,094
2025	$1,555.00 Homeowner's exemption	$19,434 (+27.89%) Land $807 Building $18,627	$176,677 (+13.05%) Land $7,336 Building $169,341
2024	$1,555.00 (+32%) Homeowner's exemption	$15,196 (-) Land $807 Building $14,389	$156,287 (+2.34%) Land $7,336 Building $148,951
2023	$1,178.00 Homeowner's exemption	$15,196 Land $807 Building $14,389	$152,714 Land $7,336 Building $145,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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