Lorain County property record for 1014 W 2nd St, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,322 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $19,000 (Apr 2008) |
| Tax Bill | $1,010 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-006-103-020 |
| Primary APN | 02-01-006-103-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 538 sqft |
| Basement Area | 776 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 110 ft deep x 49 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 1014 W 2ND ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O V P CHARLESTON 49 X 110 S/L 76 |
| Legal Subdivision | O V P CHARLESTON |
| Legal Tract | 01 |
| Legal Block | 103 |
| Legal Lot Number | 76 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 22400 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1014 W 2ND ST, LORAIN, OH 44052-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2008 · Amount on Record |
| Deed Sale | Apr 25, 2008 · Amount on Record |
| Prior Sale | Nov 19, 2007 · Amount on Record |
| Deed Document Number | 2008250607 |
| Prior Transfer Date | Apr 9, 2008 |
| Prior Transfer Doc | 0000250606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1014 W 2ND ST, LORAIN, OH 44052-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006753 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024-0006753 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,010.00 (+24.23%) Homeowner's exemption | $26,430 (-0.01%) Land $4,250 Building $22,180 | $75,520 (-) Land $12,140 Building $63,380 |
| 2024 | $26,432 (+75.55%) Land $4,249 Building $22,183 | $75,520 (+75.55%) Land $12,140 Building $63,380 | |
| 2023 | $813.00 (+5.86%) | $15,057 (+0.05%) Land $2,884 Building $12,173 | $43,020 (-) Land $8,240 Building $34,780 |
| 2022 | $768.00 | $15,050 Land $2,880 Building $12,170 | |
| 2021 | $43,020 Land $8,240 Building $34,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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