1010 W 2nd St, Lorain, OH 44052 Property Records

Lorain County property record for 1010 W 2nd St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$22,700 (Apr 2019)
Tax Bill	$891 (2025)
Deeds & Mortgages	Jul 2022 Sale Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-103-021`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-103-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	827 sqft Living Area
Gross Area	862 sqft
1st Floor Area	827 sqft
Basement Area	827 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	110 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Concrete/Masonry Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	1010 W 2ND ST
City	LORAIN
State	OH
Zip	44052-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O P C 49 X 110 LAND CONTRACT 7/1/22 $40,000 20220881688
Legal Subdivision	CHARLESTON
Legal Tract	01
Legal Block	103
Legal Lot Number	76
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1006
Census Tract	22400

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 W 2ND ST, LORAIN, OH 44052-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Land Contract, Transfer
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	2019712882
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	20190712882
Record Updated	Oct 29, 2026

July 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	LORAIN OH
Recording Date	Jul 1, 2022
Property Address	1010 W 2ND ST, LORAIN, OH 44052-1436
Document Number	0000881688
Map Reference	VOL J PG 446
Instrument Date	Feb 20, 2022
Instrument	2022-0881688
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1010 W 2ND ST, LORAIN, OH 44052-1436
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210835864
Date	Aug 25, 2021
Instrument	2021-0835864

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 30, 2019
Property Address	1010 W 2ND ST, LORAIN, OH 44052-1436
Document Number	0000712882
Instrument Date	Apr 25, 2019
Instrument	712882
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.80
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 W 2ND ST LORAIN OH 440521436, LORAIN, OH 44052-1436

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$891.00 (+27.47%) Homeowner's exemption	$23,310 (-0.02%) Land $4,250 Building $19,060	$66,610 (-) Land $12,140 Building $54,470
2024		$23,314 (+80.17%) Land $4,249 Building $19,065	$66,610 (+80.17%) Land $12,140 Building $54,470
2023	$699.00 (+0.87%)	$12,940 (-) Land $2,884 Building $10,056	$36,970 (-) Land $8,240 Building $28,730
2022	$693.00	$12,940 Land $2,880 Building $10,060
2021			$36,970 Land $8,240 Building $28,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures