Gaston County property record for 1014 Upper Spencer Mountain Rd, Stanley, NC 28164
| Property Type | Other Improved |
|---|---|
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $378 (2026) |
| Deeds & Mortgages | Sep 2022 Transfer Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 167548 |
| Primary APN | 167548 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 3 Plumbing Fixtures |
|---|
| Lot Area | 115,870 sqft (2.66 acres) |
|---|---|
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Street Address | 1014 UPPER SPENCER MOUNTAIN RD |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R20 |
| Legal Description | 13 054 013 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | DALLAS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 33501 |
1014 Upper Spencer Mountain Rd is owned by two individuals who acquired it in December 2010.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1007 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2022 | Intrafamily Transfer, Transfer |
| Oct 10, 2018 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2010 |
| Transfer Doc | 0045450736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 8, 2022 |
| Property Address | 1014 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164 |
| Document Number | 0053630534 |
| Book / Page | 5363 / 534 |
| Instrument Date | Apr 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1026 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1014 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0050041489 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 5004/1489 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Sep 1, 2028 |
The 2026 property tax bill for 1014 Upper Spencer Mountain Rd was $378, up 3.3% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378.00 (+3.28%) | $53,070 (+3.33%) Land $30,680 Building $22,390 | |
| 2025 | $366.00 | $51,360 Land $30,680 Building $20,680 | |
| 2023 | $337.00 | $48,540 Land $30,680 Building $17,860 | |
| 2021 | $36,350 Land $23,510 Building $12,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1014 Upper Spencer Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1014 Upper Spencer Mountain Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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