Gaston County property record for 1013 Upper Spencer Mountain Rd, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,730 sqft · built 2008 |
| Lot Size | 17.4 acres (760,122 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $403,000 (Oct 2018) |
| Tax Bill | $5,343 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 214834 |
| Primary APN | 214834 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,730 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 760,122 sqft (17.4 acres) |
| Porch | Porch |
| Porch Area | 799 sqft |
| Patio Area | 5,000 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1013 UPPER SPENCER MOUNTAIN RD |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 13 039 009 03 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | DALLAS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33501 |
1013 Upper Spencer Mountain Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Gaston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1013 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jul 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRULIANT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on File |
| Deed Sale | Oct 30, 2018 · Amount on File |
| Prior Sale | Oct 26, 2007 · Amount on File |
| Deed Book / Page | 5008 / 681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1013 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051290048 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 5129/48 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1013 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050520986 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 5052/0986 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 30, 2018 |
| Property Address | 1013 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1008 |
| Document Number | 0050080681 |
| Book / Page | 5008 / 0681 |
| Instrument Date | Oct 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1008 |
| Document Number | 50080685 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 5008/0685 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2026 property tax bill for 1013 Upper Spencer Mountain Rd was $5,343.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,343.00 | $748,390 Land $146,200 Building $602,190 | |
| 2023 | $5,199.00 | $748,070 Land $145,880 Building $602,190 | |
| 2021 | $509,270 Land $111,890 Building $397,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 Upper Spencer Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1013 Upper Spencer Mountain Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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