1014 South St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1014 South St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 966 sqft · built 1881
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Aug 2024)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Feb 2020 Refinance Aug 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-432-005`

Property Details

APN / Parcel Number

Primary APN	`8913-26-432-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	966 sqft Living Area
1st Floor Area	416 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1014 SOUTH ST
City	WATERLOO
State	IA
Zip	50702-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOES ADDITION LOT 3 BLK 11
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	DOES ADDITION
Legal Block	11
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2009
Census Tract	200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2020 GREEN CREEK RD, CEDAR FALLS, IA 50613-5621
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREAT WESTERN BANK
Aug 14, 2024	Warranty Deed, Transfer
Jul 17, 2023	Contract Sale, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Apr 29, 2015 · Amount on Record
Deed Document Number	202418775
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1014 SOUTH ST, WATERLOO, IA 50702-1536
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013833
Date	Feb 7, 2020
Instrument	202000013833

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 14, 2024
Property Address	1014 SOUTH ST, WATERLOO, IA 50702-1536
Document Number	0202418775
Instrument Date	Aug 9, 2024
Instrument	2024-18775
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$63.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 GREEN CREEK RD, CEDAR FALLS, IA 50613-5621

July 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 17, 2023
Property Address	1014 SOUTH ST, WATERLOO, IA 50702-1536
Document Number	202400000620
Instrument Date	Jul 7, 2023
Instrument	202400000620
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 GREEN CREEK RD, CEDAR FALLS, IA 50613-5621

Mortgage

Date	Jul 17, 2023

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (-0.55%)	$53,350 (+5.75%) Land $11,400 Building $41,950	$53,350 (+5.75%) Land $11,400 Building $41,950
2024	$1,094.00 (+16.38%)
2023		$50,450 (+17.9%) Land $11,400 Building $39,050	$50,450 (+17.9%) Land $11,400 Building $39,050
2022	$940.00	$42,790 Land $11,400 Building $31,390
2021			$42,790 Land $11,400 Building $31,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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