Black Hawk County property record for 1009 South St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 934 sqft · built 1887 |
| Lot Size | 0.142 acres (6,180 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $29,000 (Aug 2012) |
| Tax Bill | $896 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-433-017 |
| Primary APN | 8913-26-433-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 934 sqft Living Area |
| 1st Floor Area | 934 sqft |
| Basement Area | 234 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,180 sqft (0.142 acres) |
| Lot Dimensions | 103 ft deep x 60 ft wide |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 1009 SOUTH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOES ADDITION LOT 7 BLK 7 EXC THE NELY 37.5 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | DOES ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 200 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7800 3RD AVE S, SAINT PETERSBURG, FL 33707-1026 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2012 · Amount on Record |
| Deed Sale | Aug 23, 2012 · Amount on Record |
| Prior Sale | Apr 7, 2006 · Amount on Record |
| Deed Document Number | 2012488839 |
| Prior Transfer Date | Mar 22, 2006 |
| Prior Transfer Doc | 0200624363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 10, 2025 |
| Property Address | 1009 SOUTH ST, WATERLOO, IA 50702-1535 |
| Document Number | 0202516540 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025-16540 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SHIRLEY AVE, ELK RUN HEIGHTS, IA 50707-1431 |
| Investor | Possibly a Property Investor |
| Date | Nov 10, 2025 |
|---|
| Name | RICHARD KAOUGH |
|---|---|
| Type | Private Party |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $896.00 (-0.67%) | $43,940 (+5.57%) Land $10,260 Building $33,680 | $43,940 (+5.57%) Land $10,260 Building $33,680 |
| 2024 | $902.00 (+21.24%) | ||
| 2023 | $41,620 (+22.95%) Land $10,260 Building $31,360 | $41,620 (+22.95%) Land $10,260 Building $31,360 | |
| 2022 | $744.00 | $33,850 Land $10,260 Building $23,590 | |
| 2021 | $33,850 Land $10,260 Building $23,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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