1014 Prospect St, Hillside, NJ 07205 Property Records

Union County and Hillside Township property record for 1014 Prospect St, Hillside, NJ 07205

Property Summary

Property Type	Single Family Home
Details	1,772 sqft · built 1929
Lot Size	0.135 acres (5,898 sqft)
Owner	Individual Name on Record
Last Sale	$452,000 (Mar 2021)
Tax Bill	$15,644 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01218-0000-00046`

Property Details

APN / Parcel Number

Primary APN	`07-01218-0000-00046`
Alternative APNs	`070121800046` `00446700`

Interior

Stories	2 Stories
Building Area	1,772 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,898 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00446700
Street Address	1014 PROSPECT ST
City	HILLSIDE
State	NJ
Zip	07205-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	SAYBROOK
Legal Block	1218
Legal Lot Number	46
Jurisdiction	UNION NJ
Township / Civil Division	HILLSIDE
Census Block Group	5
Census Block	5003
Census Tract	32500

Owner

Source: Union County and Hillside Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 PROSPECT ST, HILLSIDE, NJ 07205-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 24, 2021	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 12, 2019	Grant Deed, Transfer AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN
May 30, 2017	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20212967
Deed Book / Page	6406 / 2646
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1014 PROSPECT ST, HILLSIDE, NJ 07205-2723
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154412499
Date	Dec 5, 2023
Book Page	15441/2499
Instrument	58995

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 24, 2021
Property Address	1014 PROSPECT ST, HILLSIDE, NJ 07205-2723
Document Number	0064062646
Book / Page	6406 / 2646
Instrument Date	Feb 21, 2021
Instrument	2967
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,714.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 AVENUE I, 220, BROOKLYN, NY 11230-2616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 PROSPECT ST, HILLSIDE, NJ 07205-2723

Mortgage

Document Number	7787
Date	Mar 24, 2021
Instrument	7787

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 12, 2019
Property Address	1014 PROSPECT ST, HILLSIDE, NJ 07205-2723
Document Number	0063350135
Book / Page	006335 / 000135
Instrument Date	Jul 25, 2019
Instrument	315888
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 N APPLE ST LAKEWOOD NJ 087011408, LAKEWOOD, NJ 08701-1408

May 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	UNION NJ
Recording Date	May 30, 2017
Property Address	1014 PROSPECT ST, HILLSIDE, NJ 07205-2723
Document Number	0000580424
Book / Page	000058 / 000424
Instrument Date	Dec 4, 2014
Instrument	5306
Transaction Type	Foreclosure
Record Updated	Jun 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Union County and Hillside Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Hillside Township
Unified School District	Hillside Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,800 (-) Land $71,300 Building $104,500	$175,800 (-) Land $71,300 Building $104,500
2025	$15,644.00 (+7.83%)	$175,800 (-) Land $71,300 Building $104,500	$175,800 (-) Land $71,300 Building $104,500
2024	$14,508.00 (+3.96%)
2023		$175,800 Land $71,300 Building $104,500	$175,800 Land $71,300 Building $104,500
2022	$13,956.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 950 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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