1007 Prospect St, Hillside, NJ 07205 Property Records

Union County and Hillside Township property record for 1007 Prospect St, Hillside, NJ 07205

Property Summary

Property Type	Single Family Home
Details	826 sqft · built 1950
Lot Size	0.09 acres (3,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Apr 2010)
Tax Bill	$10,243 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01219-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`07-01219-0000-00002`
Alternative APNs	`070121900002` `00447500`

Interior

Stories	1 Story
Building Area	826 sqft Living Area
1st Floor Area	826 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Construction Type	Frame
Lot Area	3,899 sqft (0.09 acres)
Lot Dimensions	78 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00447500
Street Address	1007 PROSPECT ST
City	HILLSIDE
State	NJ
Zip	07205-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	TOWNSHIP HILLSIDE TAX MAP
Legal Block	1219
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	HILLSIDE
Census Block Group	5
Census Block	5009
Census Tract	32500

Owner

Source: Union County and Hillside Township records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 PROSPECT ST, HILLSIDE, NJ 07205-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT MORTGAGE
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 6, 2010	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2010 · Amount on Record
Deed Sale	Apr 14, 2010 · Amount on Record
Prior Sale	Jun 18, 2003 · Amount on Record
Deed Document Number	2010213999
Deed Book / Page	5811 / 249
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Oct 1, 2026
Property Address	1007 PROSPECT ST, HILLSIDE, NJ 07205-2722
Document Number	0000097838
Book / Page	15864 / 2214
Instrument Date	Sep 4, 2026
Instrument	202697838
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 PROSPECT ST, HILLSIDE, NJ 07205-2722

Mortgage

Document Number	0000097838,
Date	Oct 1, 2026
Book Page	15864/2214
Instrument	202697838

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1007 PROSPECT ST, HILLSIDE, NJ 07205-2722
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151782265
Date	Mar 9, 2022
Book Page	15178/2265
Instrument	33424

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2010: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	1007 PROSPECT ST, HILLSIDE, NJ 07205-2722
Document Number	0142492098
Instrument Date	Apr 6, 2010
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 PROSPECT ST HILLSIDE NJ 072052722, HILLSIDE, NJ 07205-2722

Mortgage

Document Number	0142492098
Date	Mar 24, 2017
Book Page	014249/002098
Instrument	638354

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Union County and Hillside Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Hillside Township
Unified School District	Hillside Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,100 (-) Land $60,800 Building $54,300	$115,100 (-) Land $60,800 Building $54,300
2025	$10,243.00 (+7.83%)	$115,100 (-) Land $60,800 Building $54,300	$115,100 (-) Land $60,800 Building $54,300
2024	$9,499.00 (+0.72%)
2023		$115,100 Land $60,800 Building $54,300	$115,100 Land $60,800 Building $54,300
2022	$9,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 950 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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