1014 Phar Lap Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1014 Phar Lap Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,508 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$420,500 (Nov 2021)
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Nov 2021 Sale Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-021-533`

Property Details

APN / Parcel Number

Primary APN	`07-021-533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	2,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1014 PHAR LAP DR
City	INDIAN TRAIL
State	NC
Zip	28079-5754
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#579 BONTERRA PH2 MP2 OPCI978-979
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2091
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16220 N SCOTTSDALE RD, 450, SCOTTSDALE, AZ 85254-1825
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Special Warranty Deed, Transfer
Jul 30, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Feb 22, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	202153479
Deed Book / Page	8308 / 574
Prior Transfer Date	May 8, 2008
Prior Transfer Doc	0004891063
Record Updated	Oct 29, 2026

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 9, 2021
Property Address	1014 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754
Document Number	0008308574
Book / Page	8308 / 574
Map Reference	CAB 1 FILE 978&979
Instrument Date	Oct 4, 2021
Instrument	53479
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$841.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 30, 2021
Property Address	1014 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754
Document Number	0000819060
Book / Page	8190 / 60
Map Reference	CAB I FILE 978&979
Instrument Date	Jul 27, 2021
Instrument	36108
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10624 PARRISH ST # STA-312, 10624, MATTHEWS, NC 28105-8925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE, SEATTLE, WA 98101-3800
Investor	Possibly a Property Investor

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2019
Property Address	1014 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754
Document Number	0007317751
Book / Page	7317 / 751
Map Reference	CAB I FILE 978&979
Instrument Date	Feb 22, 2019
Instrument	0004469
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1764 WILLOWS SQ, 1764, VERO BEACH, FL 32966-4606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754

Mortgage

Document Number	0000004470
Date	Feb 22, 2019
Instrument	0004470

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,400 (-) Land $90,000 Building $404,400	$494,400 (-) Land $90,000 Building $404,400
2025	$3,258.00 (+28.77%)	$494,400 (+63.06%) Land $90,000 Building $404,400	$494,400 (+63.06%) Land $90,000 Building $404,400
2023	$2,530.00	$303,200 Land $53,000 Building $250,200	$303,200 Land $53,000 Building $250,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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