1011 Phar Lap Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1011 Phar Lap Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,056 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual on Record
Last Sale	$440,000 (Dec 2025)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Dec 2025 Sale & Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-021-522`

Property Details

APN / Parcel Number

Primary APN	`07-021-522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1011 PHAR LAP DR
City	INDIAN TRAIL
State	NC
Zip	28079-5754
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#568 BONTERRA PH2 MP2 OPCI978-979
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2094
Census Tract	20305

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1011 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	202531751
Deed Book / Page	9257 / 269
Prior Transfer Date	Jun 18, 2007
Prior Transfer Doc	4600709
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 1, 2025
Property Address	1011 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754
Document Number	0009257269
Book / Page	9257 / 269
Map Reference	CAB I FILE 978
Instrument Date	Dec 1, 2025
Instrument	31751
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1481 SAINT ANNES CT NW, CONCORD, NC 28027-9721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754

Mortgage

Document Number	0000031753
Date	Dec 1, 2025
Instrument	31753

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0009257271
Date	Dec 1, 2025
Book Page	9257/271
Instrument	31752

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 16, 2021
Property Address	1011 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754
Document Number	8138322
Book / Page	8138 / 322
Map Reference	CAB I FILE 978
Instrument Date	Jun 11, 2021
Instrument	28441
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4237 WASHINGTON ST, 4237, AYDEN, NC 28513-7096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 PHAR LAP DR, INDIAN TRAIL, NC 28079-5754

Mortgage

Document Number	28442
Date	Jun 16, 2021
Instrument	28442

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,925.00 (+25.05%)	$442,900 (+58.29%) Land $90,000 Building $352,900	$442,900 (+58.29%) Land $90,000 Building $352,900
2023	$2,339.00	$279,800 Land $53,000 Building $226,800	$279,800 Land $53,000 Building $226,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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