1014 Lynn Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1014 Lynn Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,365 sqft · built 1973
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2020)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-054-022`

Property Details

APN / Parcel Number

Primary APN	`03-16-054-022`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,365 sqft Base Area
1st Floor Area	1,365 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1014 LYNN DR
City	EFFINGHAM
State	IL
Zip	62401-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 GHARST SUB 3582/50 3332/279 2921/23 1217/281 1217/279
Legal Subdivision	GHARST SUBDIVISION
Legal Lot Number	13
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2020
Census Tract	950600

Owner

1014 Lynn Dr is owned and occupied by an individual who bought it in June 2020.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1014 LYNN DR, EFFINGHAM, IL 62401-3903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Sep 11, 2017 · Amount on File
Deed Document Number	202020003373
Deed Book / Page	3582 / 50
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 25, 2020
Property Address	1014 LYNN DR, EFFINGHAM, IL 62401-3903
Document Number	3582/50
Book / Page	3582 / 50
Map Reference	MB 3 PG 155
Instrument Date	Jun 23, 2020
Instrument	202020003373
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 LYNN DR, 1014, EFFINGHAM, IL 62401-3903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16166 N 1325TH ST, EFFINGHAM, IL 62401-5305

Mortgage

Document Number	202020003374
Date	Jun 25, 2020
Instrument	202020003374

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 11, 2017
Property Address	1014 LYNN DR, EFFINGHAM, IL 62401-3903
Document Number	3332/279
Book / Page	3332 / 279
Map Reference	MB 3 PG 155
Instrument Date	Sep 8, 2017
Instrument	201701704317
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 LYNN DR, EFFINGHAM, IL 62401-3903

Mortgage

Document Number	201701704318
Date	Sep 11, 2017
Instrument	201701704318

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Lynn Dr was $1,892 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00	$39,540 Land $10,240 Building $29,300	$118,620 Land $30,720 Building $87,900
2022	$1,568.00 Homeowner's exemption	$29,980 Land $7,760 Building $22,220	$89,940 Land $23,280 Building $66,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1014 Lynn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Lynn Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Lynn Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures