Effingham County property record for 1009 Lynn Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,638 sqft · built 1959 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,000 (Oct 2012) |
| Tax Bill | $2,739 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-054-030 |
| Primary APN | 03-16-054-030 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,638 sqft Base Area |
| 1st Floor Area | 1,638 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 1009 LYNN DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 & 12 FT ADJOINING S LOT LINE GHARST SUBD 2877/276 2302/333 2255/16 2171/168 1049/48 513/251 |
| Legal Subdivision | GHARST SUBDIVISION |
| Legal Lot Number | 21-12 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950600 |
1009 Lynn Dr is owned and occupied by two individuals who bought it in October 2012.
Source: Effingham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1009 LYNN DR, EFFINGHAM, IL 62401-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2012 · Amount on File |
| Deed Sale | Oct 9, 2012 · Amount on File |
| Prior Sale | Mar 26, 2007 · Amount on File |
| Deed Document Number | 20121205349 |
| Deed Book / Page | 2877 / 276 |
| Prior Transfer Date | Aug 19, 2005 |
| Prior Transfer Doc | 2171/168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1009 LYNN DR, EFFINGHAM, IL 62401-3904 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1009 LYNN DR, EFFINGHAM, IL 62401-3904 |
| Document Number | 202525003841 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 202525003841 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | 300 SUR WOODS DR, EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
The 2025 property tax bill for 1009 Lynn Dr was $2,739 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,739.00 | $54,550 Land $10,240 Building $44,310 | $163,650 Land $30,720 Building $132,930 |
| 2022 | $2,330.00 Homeowner's exemption | $41,360 Land $7,760 Building $33,600 | $124,080 Land $23,280 Building $100,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1009 Lynn Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1009 Lynn Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fidium Fiber DSL | 250 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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