1014 Iris Ln, Fernley, NV 89408 Property Records

Lyon County property record for 1014 Iris Ln, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$364,000 (Nov 2022)
Tax Bill	$2,209 (2026)
Deeds & Mortgages	Oct 2023 Transfer Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-735-05`

Property Details

APN / Parcel Number

Primary APN	`020-735-05`
Alternative APNs	`021-111-38` `2073505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,098 sqft (0.14 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	1014 IRIS LN
City	FERNLEY
State	NV
Zip	89408-7591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	13-20-24 FR SE4 SE4 CREATED FROM SPLIT OF PARCEL # 021-111-38 PRIMARY NEW PARCEL IS PARCEL # 021-111-39 SHADY GROVE SUB PH 2 SM #274799
Legal Subdivision	SHADY GROVE SUB PH 2
Legal Block	2
Legal Lot Number	90
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	2
Census Block	2003
Census Tract	960105

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1115, FERNLEY, NV 89408-1115
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO
Nov 10, 2022	Deed, Transfer FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO
Nov 10, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2019	Deed of Trust, Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Nov 1, 2011 · Amount on File
Deed Document Number	2022664167
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000675196
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Oct 23, 2023
Property Address	1014 IRIS LN, FERNLEY, NV 89408-7591
Document Number	0000675196
Map Reference	DOC 275134
Instrument Date	Oct 3, 2023
Instrument	675196
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 115, FERNLEY, NV 89408-0115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1115, FERNLEY, NV 89408-1115

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON NV
Recording Date	Nov 10, 2022
Property Address	1014 IRIS LN, FERNLEY, NV 89408-7591
Document Number	0000664168
Map Reference	DOC 275134
Instrument Date	Nov 9, 2022
Instrument	664168
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1115, FERNLEY, NV 89408-1115
Investor	Possibly a Property Investor

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Nov 10, 2022
Property Address	1014 IRIS LN, FERNLEY, NV 89408-7591
Document Number	0000664167
Map Reference	DOC 275134
Instrument Date	Oct 18, 2022
Instrument	664167
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1115, FERNLEY, NV 89408-1115

Mortgage

Document Number	0000664169
Date	Nov 10, 2022
Instrument	664169

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Mar 16, 2022
Property Address	1014 IRIS LN, FERNLEY, NV 89408-7591
Document Number	0000654447
Instrument Date	Mar 11, 2022
Instrument	654447
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1014 IRIS LN, FERNLEY, NV 89408-7591

Mortgage

Document Number	0000654448
Date	Mar 16, 2022
Instrument	654448

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1014 IRIS LN, FERNLEY, NV 89408-7591
Document Number	0000593369
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,209.00 (+1.7%)	$117,467 (+10.7%) Land $47,250 Building $70,217	$335,619 (+10.7%) Land $135,000 Building $200,619
2023	$2,172.00 (+14.74%)	$106,114 (+4.95%) Land $38,500 Building $67,614	$303,182 (+4.95%) Land $110,000 Building $193,182
2022	$1,893.00	$101,106 Land $38,500 Building $62,606	$288,874 Land $110,000 Building $178,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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