1011 Iris Ln, Fernley, NV 89408 Property Records

Lyon County property record for 1011 Iris Ln, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Aug 2016)
Tax Bill	$1,834 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-731-12`

Property Details

APN / Parcel Number

Primary APN	`020-731-12`
Alternative APNs	`021-111-38` `2073112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,742 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,098 sqft (0.14 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	90 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	1011 IRIS LN
City	FERNLEY
State	NV
Zip	89408-7591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	13-20-24 FR SE4 SE4 CREATED FROM SPLIT OF PARCEL # 021-111-38 PRIMARY NEW PARCEL IS PARCEL # 021-111-39 SHADY GROVE SUB PH 2 SM #274799
Legal Subdivision	SHADY GROVE SUB PH 2
Legal Block	2
Legal Lot Number	81
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	2
Census Block	2006
Census Tract	960105

Owner

1011 Iris Ln is owned and occupied by two individuals who bought it in August 2016.

Source: Lyon County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1011 IRIS LN, FERNLEY, NV 89408-7591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 14, 2019	Deed of Trust, Mortgage · FHA Mortgage SOUTH PACIFIC FINANCIAL CORP
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on File
Deed Sale	Aug 31, 2016 · Amount on File
Prior Sale	Jun 14, 2011 · Amount on File
Deed Document Number	2016554811
Prior Transfer Date	Jan 28, 2015
Prior Transfer Doc	0000533813
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1011 IRIS LN, FERNLEY, NV 89408-7591
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	STEWART TITLE, STEWART TITLE COMPANY NY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 IRIS LN, FERNLEY, NV 89408-7591

Mortgage

Document Number	0000666310
Date	Jan 25, 2023
Instrument	666310

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1011 IRIS LN, FERNLEY, NV 89408-7591
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000593253
Date	Mar 14, 2019
Instrument	593253

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company
Address	EL MONTE, CA 91731

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1011 IRIS LN, FERNLEY, NV 89408-7591
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ETRCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000616297
Date	Jun 10, 2020
Instrument	616297

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	LANSING, MI 48909

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1011 Iris Ln was $1,834.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,834.00	$114,381 Land $47,250 Building $67,131	$326,804 Land $135,000 Building $191,804
2023	$2,095.00 (+3.97%)	$103,028 (+4.95%) Land $38,500 Building $64,528	$294,367 (+4.95%) Land $110,000 Building $184,367
2022	$2,015.00	$98,170 Land $38,500 Building $59,670	$280,485 Land $110,000 Building $170,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1011 Iris Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Iris Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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