1014 Gerdes Ln, Cloverdale, CA 95425 Property Records

Sonoma County property record for 1014 Gerdes Ln, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 672 sqft · built 1950
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,000 (Jan 2004)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-200-005-000`

Property Details

APN / Parcel Number

Primary APN	`116-200-005-000`
Alternative APN	`116-200-005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	672 sqft Living Area
Gross Area	888 sqft
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	116-200-005
Street Address	1014 GERDES LN
City	CLOVERDALE
State	CA
Zip	95425-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LIA20
Legal Description	TWP 11N RGE 10W SEC 08
Legal Subdivision	RANCHO MUSALACON
Legal Block	2
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	2
Census Block	2002
Census Tract	154201

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1014 GERDES LN, CLOVERDALE, CA 95425-3518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2004 · Amount on Record
Deed Sale	Jan 15, 2004 · Amount on Record
Prior Sale	Sep 21, 1990 · Amount on Record
Deed Document Number	20046050
Prior Transfer Date	May 28, 2003
Prior Transfer Doc	0000107670
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1014 GERDES LN, CLOVERDALE, CA 95425-3518
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 GERDES LN, CLOVERDALE, CA 95425-3518

Mortgage

Document Number	0000080092
Date	Jul 12, 2021
Instrument	2021080092

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$231,504 (+2%) Land $129,846 Building $101,658
2025	$2,761.00 (+2.41%) Homeowner's exemption	$226,965 (+4.04%) Land $127,300 Building $99,665
2023	$2,696.00 (+1.81%) Homeowner's exemption	$218,153 Land $122,357 Building $95,796
2022	$2,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	13 (1983–2019)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20