1010 Gerdes Ln, Cloverdale, CA 95425 Property Records

Sonoma County property record for 1010 Gerdes Ln, Cloverdale, CA 95425

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,141 sqft · built 1950
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on Record
Last Sale$484,000 (May 2021)
Tax Bill$6,136 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN116-200-004-000

Property Details

APN / Parcel Number

Primary APN116-200-004-000
Alternative APN
  • 116-200-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,141 sqft Living Area
1st Floor Area1,141 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,600 sqft (0.129 acres)
Garage TypeCarport
Garage Area385 sqft
CarportCarport
Carport Area385 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number116-200-004
Street Address1010 GERDES LN
CityCLOVERDALE
StateCA
Zip95425-3518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLIA20
Legal SubdivisionRINCON DE MUSALACON RHO
Legal Block2
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group2
Census Block2002
Census Tract154201

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1010 GERDES LN, CLOVERDALE, CA 95425-3518
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Grant Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 18, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleFeb 6, 2014 · Amount on Record
Deed Document Number202157886
Prior Transfer DateSep 14, 2001
Prior Transfer Doc0000128131
Record UpdatedOct 29, 2026

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateMay 12, 2021
Property Address1010 GERDES LN, CLOVERDALE, CA 95425-3518
Document Number0000057886
Instrument DateMay 6, 2021
Instrument2021057886
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$532.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1010 GERDES LN, CLOVERDALE, CA 95425-3518

Mortgage

Document Number0000057887
DateMay 12, 2021
Instrument2021057887
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address1010 GERDES LN, CLOVERDALE, CA 95425-3518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064199
DateAug 18, 2017
Instrument2017064199
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address1010 GERDES LN, CLOVERDALE, CA 95425-3518
Document Number0000036019
Instrument DateMay 2, 2018
Transaction TypeMortgage
Record UpdatedJun 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1010 GERDES LN CLOVERDALE CA 954253518, CLOVERDALE, CA 95425-3518

Mortgage

Document Number0000036019
DateMay 17, 2018
Instrument36019
Lender
NameMISCELLANEOUS GOVT AGCY
AddressSANTA ROSA, CA 95406
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$534,371 (+2%) Land $220,814 Building $313,557
2025$6,136.00 (+2.44%)$523,894 (+4.04%) Land $216,485 Building $307,409
2023$5,990.00 (+1.82%)$503,553 Land $208,080 Building $295,473
2022$5,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims13 (1983–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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