1014 Forest Ave, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 1014 Forest Ave, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,240 sqft · built 1920
Lot Size	0.077 acres (3,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$791 (2025)
Deeds & Mortgages	Feb 2020 Transfer Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-30-01-018.03`

Property Details

APN / Parcel Number

Primary APN	`040-30-01-018.03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,240 sqft Finished Area
Gross Area	1,320 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Lot Area	3,375 sqft (0.077 acres)
Lot Dimensions	45 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1014 FOREST AVE
City	LUDLOW
State	KY
Zip	41016-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANZANT PT LOTS 13-14-15 75'X 45'
Legal Subdivision	VANZANT
Legal Lot Number	13,14
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1014
Census Tract	63800

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 FOREST AVE, LUDLOW, KY 41016-1611
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 6, 2020
Transfer Doc	0000000019
Record Updated	Sep 20, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Feb 6, 2020
Property Address	1014 FOREST AVE, LUDLOW, KY 41016-1612
Document Number	0000000019
Book / Page	000005 / 000969
Instrument Date	Jan 6, 2020
Instrument	19
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 FOREST AVE LUDLOW KY 410161611, LUDLOW, KY 41016-1611

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Feb 6, 2020
Property Address	1014 FOREST AVE, LUDLOW, KY 41016-1612
Document Number	0000000015
Book / Page	000005 / 000957
Instrument Date	Jan 6, 2020
Instrument	15
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 FOREST AVE LUDLOW KY 410161611, LUDLOW, KY 41016-1611

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00 (-0.5%)	$59,700 (-) Land $5,000 Building $54,700	$59,700 (-) Land $5,000 Building $54,700
2023	$795.00	$59,700 Land $5,000 Building $54,700	$59,700 Land $5,000 Building $54,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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