1003 Forest Ave, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 1003 Forest Ave, Ludlow, KY 41016

Property Summary

Property TypeVacant Land
Details3 bd · 1.5 ba · 3,136 sqft
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Feb 2024)
Tax Bill$463 (2025)
Deeds & MortgagesFeb 2024 Sale
Flood ZoneZone X (minimal risk)
APN040-30-01-027.01

Property Details

APN / Parcel Number

Primary APN040-30-01-027.01

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,136 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Roof MaterialMetal
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions120 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1003 FOREST AVE
CityLUDLOW
StateKY
Zip41016-1611
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionMITCHELL JOHN LOTS 55-56-57-58-59
Legal SubdivisionMITCHELL JOHN
Legal Lot Number55-59
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4006
Census Tract63800

Owner

1003 Forest Ave, vacant land, is owned by two individuals who bought it in February 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1110 PANORAMA DR, COVINGTON, KY 41011-1116
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2024 · Amount on File
Deed SaleFeb 16, 2024 · Amount on File
Prior SaleJun 9, 2009 · Amount on File
Deed Document Number2024163
Deed Book / Page270 / 195
Prior Transfer DateFeb 8, 2024
Prior Transfer Doc0005900163
Record UpdatedOct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 16, 2024
Property Address1003 FOREST AVE, LUDLOW, KY 41016-1611
Document Number0005900163
Book / PageKC 270 / 195
Instrument DateFeb 8, 2024
Instrument24021605900163
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyECHELON TITLE SERVICES LLC, EXCEL TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20 W PIKE ST, COVINGTON, KY 41011-2711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1003 FOREST AVE, LUDLOW, KY 41016-1611

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Forest Ave was $463.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,000 (-) Land $35,000$35,000 (-) Land $35,000
2025$463.00$35,000 Land $35,000$35,000 Land $35,000
2023Additional exemption filed$20,000 Land $20,000$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Forest Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Forest Ave

Nearby Streets

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