10139 Guthrie Dr, Clermont, FL 34711 Property Records

Lake County property record for 10139 Guthrie Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,696 sqft · built 2020
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$292,684 (Jan 2021)
Tax Bill	$4,337 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-25-0200-000-05900`

Property Details

APN / Parcel Number

Primary APN	`14-22-25-0200-000-05900`
Alternative APN	`3912142`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3912142
Street Address	10139 GUTHRIE DR
City	CLERMONT
State	FL
Zip	34711-7909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE MINNEOLA LANDING PB 70 PG 51-54 LOT 59 ORB 5616 PG 1805
Legal Range	25E
Legal Township	22S
Legal Section	14
Legal Subdivision	LAKE MINNEOLA LANDING
Legal Tract	200
Legal Lot Number	59
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1007
Census Tract	31207

Owner

10139 Guthrie Dr is owned and occupied by an individual who bought it in January 2021.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10139 GUTHRIE DR, CLERMONT, FL 34711-7909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Jan 8, 2021	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Deed Document Number	2021003299
Deed Book / Page	5616 / 1805
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10139 GUTHRIE DR, CLERMONT, FL 34711-7909
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10139 GUTHRIE DR, CLERMONT, FL 34711-7909

Mortgage

Document Number	0058991485
Date	Feb 18, 2022
Book Page	5899/1485
Instrument	2022023418

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 17, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2021
Property Address	10139 GUTHRIE DR, CLERMONT, FL 34711-7909
Document Number	0056161805
Book / Page	5616 / 1805
Map Reference	MB 70 PG 51-54
Instrument Date	Jan 5, 2021
Instrument	2021003299
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,048.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10139 GUTHRIE DR, CLERMONT, FL 34711-7909

Mortgage

Document Number	0056161807
Date	Jan 8, 2021
Instrument	5616/1807

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,200 Land $80,500 Building $238,700	$352,499 Land $80,500 Building $271,999
2024	$4,337.00 (+6.4%)
2023	$4,076.00 (+6.84%) Homeowner's exemption	$302,349 (+3.24%)	$302,349 (+3.24%) Land $59,800 Building $242,549
2022	$3,815.00 Homeowner's exemption	$292,870	$292,870 Land $59,800 Building $233,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10139 Guthrie Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	5 (2022–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10139 Guthrie Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Guthrie Dr

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