10128 Guthrie Dr, Clermont, FL 34711 Property Records

Lake County property record for 10128 Guthrie Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,178 sqft · built 2019
Lot Size	0.228 acres (9,952 sqft)
Owner	Individual Name on File
Last Sale	$339,312 (Feb 2020)
Tax Bill	$4,355 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-25-0200-000-04100`

Property Details

APN / Parcel Number

Primary APN	`14-22-25-0200-000-04100`
Alternative APN	`3912124`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,178 sqft Living Area
1st Floor Area	2,178 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,952 sqft (0.228 acres)
Garage Type	Finished
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3912124
Street Address	10128 GUTHRIE DR
City	CLERMONT
State	FL
Zip	34711-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE MINNEOLA LANDING PB 70 PG 51-54 LOT 41 ORB 5423 PG 1482
Legal Range	25E
Legal Township	22S
Legal Section	14
Legal Subdivision	LAKE MINNEOLA LANDING
Legal Tract	200
Legal Lot Number	41
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1007
Census Tract	31207

Owner

10128 Guthrie Dr is owned and occupied by an individual who bought it in February 2020.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	10128 GUTHRIE DR, CLERMONT, FL 34711-7908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 19, 2020	Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Deed Document Number	2020020323
Deed Book / Page	5423 / 1482
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10128 GUTHRIE DR, CLERMONT, FL 34711-7908
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 GUTHRIE DR, CLERMONT, FL 34711-7908

Mortgage

Document Number	0057730875
Date	Aug 16, 2021
Book Page	5773/875
Instrument	2021112627

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Feb 19, 2020
Property Address	10128 GUTHRIE DR, CLERMONT, FL 34711-7908
Document Number	0054231482
Book / Page	005423 / 001482
Instrument Date	Feb 13, 2020
Instrument	20323
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 GUTHRIE DR CLERMONT FL 347117908, CLERMONT, FL 34711-7908

Mortgage

Document Number	54231484
Date	Feb 19, 2020
Book Page	005423/001484
Instrument	20324

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,580 Land $80,500 Building $240,080	$409,291 Land $80,500 Building $328,791
2024	$4,355.00 (+6.79%)
2023	$4,078.00 (+6.59%) Homeowner's exemption	$302,480 (+3%)	$349,162 (-) Land $59,800 Building $289,362
2022	$3,826.00 Homeowner's exemption	$293,670	$349,162 Land $59,800 Building $289,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10128 Guthrie Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	5 (2022–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10128 Guthrie Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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