10139 Cherry Tree Ter, Dayton, OH 45458 Property Records

Montgomery County property record for 10139 Cherry Tree Ter, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,606 sqft · built 1993
Lot Size	0.433 acres (18,905 sqft)
Owner	Individual Name on Record
Last Sale	$523,000 (Jul 2025)
Tax Bill	$10,176 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 28802 0011`

Property Details

APN / Parcel Number

Primary APN	`O67 28802 0011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,606 sqft Living Area
1st Floor Area	2,606 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	18,905 sqft (0.433 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	173 sqft
Deck Area	287 sqft
Patio Area	128 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10139 CHERRY TREE TER
City	DAYTON
State	OH
Zip	45458-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 WASHINGTON TWP ESTATES SEC 1
Legal Subdivision	WASHINGTON TWP ESTATES
Legal Lot Number	11
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	40305

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10139 CHERRY TREE TER, DAYTON, OH 45458-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 1, 2019	Grant Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	2025-00037560
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10139 CHERRY TREE TER, DAYTON, OH 45458-9428
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	LANDMARK TTL AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016277
Date	Mar 1, 2021
Instrument	2021-00016277

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 1, 2019
Property Address	10139 CHERRY TREE TER, DAYTON, OH 45458-9428
Document Number	0000033501
Instrument Date	Jun 24, 2019
Instrument	33501
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10139 CHERRY TREE TER DAYTON OH 454589428, DAYTON, OH 45458-9428

Mortgage

Document Number	33502
Date	Jul 1, 2019
Instrument	33502

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,110 (-) Land $30,260 Building $121,850
2024	$10,176.00 (+8.66%)
2023	$9,365.00 (+5.22%)	$152,110 (+33%) Land $30,260 Building $121,850	$434,600 (+33%) Land $86,450 Building $348,150
2022	$8,900.00	$114,370 Land $22,750 Building $91,620
2020			$326,770 Land $65,000 Building $261,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry Tree Ter

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