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10110 Cherry Tree Ter, Dayton, OH 45458 Property Records

Montgomery County property record for 10110 Cherry Tree Ter, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,940 sqft · built 1989
Lot Size0.59 acres (25,700 sqft)
Owner2 Individual Names on Record
Last Sale$209,900 (May 2012)
Tax Bill$8,624 (2024)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNO67-28802-0020

Property Details

APN / Parcel Number

Primary APNO67-28802-0020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,940 sqft Living Area
Gross Area3,630 sqft
1st Floor Area1,446 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialBrick
Lot Area25,700 sqft (0.59 acres)
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area48 sqft
Deck Area400 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10110 CHERRY TREE TER
CityDAYTON
StateOH
Zip45458-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20 WASHINGTON TWP ESTATES SEC 1
Legal SubdivisionWASHINGTON TWP ESTATES
Legal Lot Number20
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract40305

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10110 CHERRY TREE TER, DAYTON, OH 45458-9425
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2012 · Amount on Record
Deed SaleMay 2, 2012 · Amount on Record
Prior SaleJun 26, 2008 · Amount on Record
Deed Document Number201227550
Last Transfer DateMar 23, 2021
Transfer Doc0000033938
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address10110 CHERRY TREE TER, DAYTON, OH 45458-9425
Document Number0000064761
Instrument DateOct 22, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10110 CHERRY TREE TER DAYTON OH 454589425, DAYTON, OH 45458-9425

Mortgage

Document Number0000064761
DateNov 2, 2018
Instrument64761
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 1, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$128,660 (-) Land $30,260 Building $98,400$367,600 (-) Land $86,450 Building $281,150
2024$8,624.00 (+8.83%)
2023$7,924.00 (+5.23%)$128,660 (+33%) Land $30,260 Building $98,400$367,600 (+33%) Land $86,450 Building $281,150
2022$7,530.00$96,740 Land $22,750 Building $73,990
2020$276,390 Land $65,000 Building $211,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

May also be available: AT&T, Verizon.

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