10132 Vista Laurel Pl, Lakeside, CA 92040 Property Records

San Diego County property record for 10132 Vista Laurel Pl, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,062 sqft · built 2013
Lot Size	0.166 acres (7,242 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Dec 2017)
Tax Bill	$8,402 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-440-06-00`

Property Details

APN / Parcel Number

Primary APN	`395-440-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,062 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	7,242 sqft (0.166 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10132 VISTA LAUREL PL
City	LAKESIDE
State	CA
Zip	92040-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 TR 015458
Legal Subdivision	SAN DIEGO 5154-1
Legal Tract	015458
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16804

Owner

10132 Vista Laurel Pl is owned and occupied by two individuals who bought it in December 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10132 VISTA LAUREL PL, LAKESIDE, CA 92040-3520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage GRIFFIN FUNDING INC
Mar 17, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Dec 1, 2017	Grant Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Prior Sale	Dec 15, 2014 · Amount on File
Deed Document Number	2017560216
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10132 VISTA LAUREL PL, LAKESIDE, CA 92040-3520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10132 VISTA LAUREL PL, LAKESIDE, CA 92040-3520

Mortgage

Document Number	0000851390
Date	Dec 31, 2020
Instrument	2020-0851390

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10132 VISTA LAUREL PL, LAKESIDE, CA 92040-3520
Document Number	0000155455
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10132 VISTA LAUREL PL LAKESIDE CA 920403520, LAKESIDE, CA 92040-3520

Mortgage

Document Number	0000155455
Date	Mar 26, 2020
Instrument	155455

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2017
Property Address	10132 VISTA LAUREL PL, LAKESIDE, CA 92040-3520
Document Number	0000560216
Instrument Date	Nov 7, 2017
Instrument	560216
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10132 VISTA LAUREL PL LAKESIDE CA 920403520, LAKESIDE, CA 92040-3520

Mortgage

Document Number	560217
Date	Dec 1, 2017
Instrument	560217

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10132 Vista Laurel Pl was $8,402.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,917 (+2%) Land $254,893 Building $395,024
2025	$8,402.00	$637,175 Land $249,896 Building $387,279
2023	$7,893.00 (+1.83%)	$612,436 Land $240,194 Building $372,242
2022	$7,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10132 Vista Laurel Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10132 Vista Laurel Pl is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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