10108 Vista Laurel Pl, Lakeside, CA 92040 Property Records

San Diego County property record for 10108 Vista Laurel Pl, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,174 sqft · built 2013
Lot Size	0.152 acres (6,628 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Aug 2022)
Tax Bill	$10,353 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-440-26-00`

Property Details

APN / Parcel Number

Primary APN	`395-440-26-00`
Alternative APN	`3954400400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,174 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	6,628 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3954400400
Street Address	10108 VISTA LAUREL PL
City	LAKESIDE
State	CA
Zip	92040-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 5 PAR A PER DOC13-563676 IN LOT 4&IN TR 015458
Legal Subdivision	LAKESIDE 5164-1
Legal Tract	015458
Legal Block	1
Legal Lot Number	5,4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16804

Owner

10108 Vista Laurel Pl is owned and occupied by two individuals who bought it in August 2022.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10108 VISTA LAUREL PL, LAKESIDE, CA 92040-3520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 20, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Aug 30, 2016 · Amount on File
Deed Document Number	2022323304
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0000211344
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2022
Property Address	10108 VISTA LAUREL PL, LAKESIDE, CA 92040-3520
Document Number	0000323304
Map Reference	MAP 15458
Instrument Date	Jul 22, 2022
Instrument	2022-0323304
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10108 VISTA LAUREL PL, LAKESIDE, CA 92040-3520

Mortgage

Document Number	0000323305
Date	Aug 10, 2022
Instrument	2022-0323305

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10108 VISTA LAUREL PL, LAKESIDE, CA 92040-3520
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10108 VISTA LAUREL PL, LAKESIDE, CA 92040-3520

Mortgage

Document Number	0000801301
Date	Nov 22, 2021
Instrument	2021-0801301

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10108 VISTA LAUREL PL, LAKESIDE, CA 92040-3520
Document Number	0000615075
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10108 VISTA LAUREL PL LAKESIDE CA 920403520, LAKESIDE, CA 92040-3520

Mortgage

Document Number	0000615075
Date	Dec 29, 2017
Instrument	615075

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10108 Vista Laurel Pl was $10,353.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,128 (+2%) Land $338,244 Building $478,884
2025	$10,353.00	$801,107 Land $331,612 Building $469,495
2023	$9,299.00 (+42.95%)	$732,000 Land $303,000 Building $429,000
2022	$6,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10108 Vista Laurel Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10108 Vista Laurel Pl is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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