McLennan County property record for 10132 Segovia Dr, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,839 sqft · built 2001 |
| Lot Size | 0.202 acres (8,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,200 (May 2017) |
| Tax Bill | $2,262 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-021003-000513-0 |
| Primary APN | 18-021003-000513-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,839 sqft Living Area |
| Gross Area | 2,323 sqft |
| 1st Floor Area | 1,839 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,802 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 172 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10132 SEGOVIA DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-5666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | COUGAR RIDGE PT 2 LOT 13 BLOCK 5 ACRES .2021 |
| Legal Subdivision | COUGAR RIDGE PT 2 |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 4104 |
10132 Segovia Dr is owned and occupied by two individuals who bought it in May 2017.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10132 SEGOVIA DR, WACO, TX 76708-5666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| May 5, 2017 | Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2017 · Amount on File |
| Deed Sale | May 5, 2017 · Amount on File |
| Prior Sale | Jul 30, 2014 |
| Deed Document Number | 201714256 |
| Prior Transfer Date | Jul 30, 2012 |
| Prior Transfer Doc | 0000024268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 10132 SEGOVIA DR, WACO, TX 76708-5666 |
| Document Number | 0000015473 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10132 SEGOVIA DR WACO TX 767085666, WACO, TX 76708-5666 |
| Document Number | 0000015473 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 15473 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 5, 2017 |
| Property Address | 10132 SEGOVIA DR, WACO, TX 76708-5666 |
| Document Number | 0000014256 |
| Map Reference | VOL583 PG480 |
| Instrument Date | May 5, 2017 |
| Instrument | 2017014256 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10132 SEGOVIA DR, WACO, TX 76708-5666 |
| Document Number | 0000014257 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 2017014257 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 10132 Segovia Dr was $2,262 with exemptions applied, down 22.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,893 (+5.76%) Land $31,424 Building $257,469 | $288,893 (+5.76%) Land $31,424 Building $257,469 | |
| 2025 | $2,262.00 (-22.85%) Homeowner's exemption Senior Citizen's exemption | $273,170 Land $28,610 Building $244,560 | $273,170 Land $28,610 Building $244,560 |
| 2024 | $2,932.00 | ||
| 2023 | $307,420 Land $28,610 Building $278,810 | $307,420 Land $28,610 Building $278,810 | |
| 2022 | $2,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10132 Segovia Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10132 Segovia Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber · Cable | 1,500 / 1,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures