10129 Segovia Dr, Waco, TX 76708 Property Records

McLennan County property record for 10129 Segovia Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,805 sqft · built 2002
Lot Size	0.434 acres (18,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,400 (Dec 2020)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-021003-000413-0`

Property Details

APN / Parcel Number

Primary APN	`18-021003-000413-0`
Alternative APN	`312142`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,805 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,805 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,910 sqft (0.434 acres)
Lot Dimensions	251 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	452 sqft
Driveway	Concrete Driveway
Driveway Area	880 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Patio Area	184 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10129 SEGOVIA DR
City	WACO
State	TX
Zip	76708-5681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COUGAR RIDGE PT 2 LOT 13 BLOCK 4 ACRES .4341
Legal Subdivision	COUGAR RIDGE PT 2
Legal Block	4
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1029
Census Tract	4104

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10129 SEGOVIA DR, WACO, TX 76708-5681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	May 10, 2011 · Amount on Record
Deed Document Number	202043013
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	0000028395
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 3, 2020
Property Address	10129 SEGOVIA DR, WACO, TX 76708-5681
Document Number	0000043013
Map Reference	VOL 583 PG 480
Instrument Date	Dec 1, 2020
Instrument	2020043013
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10129 SEGOVIA DR, WACO, TX 76708-5681

Mortgage

Document Number	0000043014
Date	Dec 3, 2020
Instrument	2020043014

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,000 (+3.2%) Land $42,359 Building $250,641	$293,000 (+3.2%) Land $42,359 Building $250,641
2025	$2,371.00 (-26.34%) Homeowner's exemption Senior Citizen's exemption	$283,910 (-1.42%) Land $38,580 Building $245,330	$283,910 (-1.42%) Land $38,580 Building $245,330
2024	$3,219.00 (+9.86%)
2023		$288,000 Land $38,580 Building $249,420	$288,000 Land $38,580 Building $249,420
2022	$2,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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