10124 Benham Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 10124 Benham Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,822 sqft · built 2011
Lot Size	0.316 acres (13,774 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Sep 2020)
Tax Bill	$9,795 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 22341 0006`

Property Details

APN / Parcel Number

Primary APN	`O67 22341 0006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,822 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	368 sqft
Unfinished Basement	368 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,774 sqft (0.316 acres)
Lot Dimensions	142 ft deep x 97 ft wide
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	94 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10124 BENHAM DR
City	DAYTON
State	OH
Zip	45458-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	141 WASHINGTON TRACE SEC FIVE
Legal Subdivision	WASHINGTON TRACE SEC FIVE
Legal Lot Number	141
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	40406

Owner

10124 Benham Dr is owned and occupied by an individual who bought it in September 2020.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10124 BENHAM DR, DAYTON, OH 45458-4511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Sep 11, 2017 · Amount on File
Deed Document Number	2020-00052035
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 2, 2020
Property Address	10124 BENHAM DR, DAYTON, OH 45458-4511
Document Number	0000052035
Instrument Date	Aug 4, 2020
Instrument	52035
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10124 BENHAM DR DAYTON OH 454584511, DAYTON, OH 45458-4511

Mortgage

Document Number	52036
Date	Sep 2, 2020
Instrument	52036

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 11, 2017
Property Address	10124 BENHAM DR, DAYTON, OH 45458-4511
Document Number	0000053397
Instrument Date	Aug 30, 2017
Instrument	53397
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10124 BENHAM DR DAYTON OH 454584511, DAYTON, OH 45458-4511

Mortgage

Document Number	53416
Date	Sep 11, 2017
Instrument	53416

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,620 Land $25,600 Building $120,020
2024	$9,795.00 (+8.6%)
2023	$9,019.00 (+5.15%)	$145,620 (+32.99%) Land $25,600 Building $120,020	$416,070 Land $73,150 Building $342,920
2022	$8,577.00	$109,500 Land $19,250 Building $90,250
2020			$312,860 Land $55,000 Building $257,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10124 Benham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10124 Benham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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