10131 Ridgemore Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 10131 Ridgemore Dr, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,114 sqft · built 1988
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-382-10`

Property Details

APN / Parcel Number

Primary APN	`223-382-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
Gross Area	2,689 sqft
1st Floor Area	1,184 sqft
Upper Floors Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	575 sqft
Porch	Slab
Porch Area	84 sqft
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	10131 RIDGEMORE DR
City	CHARLOTTE
State	NC
Zip	28277-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L10 B5 M21-968
Legal Subdivision	WHITE OAK PH 04 MAP 01
Legal Block	5
Legal Lot Number	10
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	5839

Owner

10131 Ridgemore Dr is owned and occupied by an individual who acquired it in August 2026.

Source: Mecklenburg County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	10131 RIDGEMORE DR, CHARLOTTE, NC 28277-2320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026
Deed Sale	Aug 19, 2026
Prior Sale	Oct 23, 2009 · Amount on File
Deed Document Number	202689324
Deed Book / Page	40657 / 462
Prior Transfer Date	Aug 18, 2026
Prior Transfer Doc	0000089324
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 19, 2026
Property Address	10131 RIDGEMORE DR, CHARLOTTE, NC 28277-2320
Document Number	0000089324
Book / Page	40657 / 462
Instrument Date	Aug 18, 2026
Instrument	202689324
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	2020 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10131 RIDGEMORE DR, CHARLOTTE, NC 28277-2320

Mortgage

Document Number	0000089325,
Date	Aug 19, 2026
Book Page	40657/465
Instrument	202689325

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10131 Ridgemore Dr was $3,718.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,718.00	$462,200 Land $115,000 Building $347,200	$462,200 Land $115,000 Building $347,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10131 Ridgemore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10131 Ridgemore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20