Mecklenburg County property record for 10107 Ridgemore Dr, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,189 sqft · built 1988 |
| Lot Size | 0.315 acres (13,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,500 (Aug 2020) |
| Tax Bill | $4,210 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-382-08 |
| Primary APN | 223-382-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,189 sqft Heated Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,259 sqft |
| Upper Floors Area | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,731 sqft (0.315 acres) |
| Porch | Porch |
| Porch Area | 52 sqft |
| Deck Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 223-382-08 |
|---|---|
| Street Address | 10107 RIDGEMORE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L8 B5 M21-968 |
| Legal Subdivision | WHITE OAK PH 04 |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5839 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2108 GALLANT FOX CT, WAXHAW, NC 28173-6769 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 14, 2021 | Intrafamily Transfer, Transfer |
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 31, 2020 | Warranty Deed, Transfer BARRISTERS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 0000138193 |
| Deed Book / Page | 034992 / 000748 |
| Last Transfer Date | Apr 14, 2021 |
| Transfer Doc | 0000073593 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10107 RIDGEMORE DR, CHARLOTTE, NC 28277-2320 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000111771 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 36154/823 |
| Instrument | 2021111771 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 14, 2021 |
| Property Address | 10107 RIDGEMORE DR, CHARLOTTE, NC 28277-2320 |
| Document Number | 0000073593 |
| Book / Page | 35936 / 590 |
| Map Reference | MB 21 PG 968 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021073593 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2108 GALLANT FOX CT, WAXHAW, NC 28173-6769 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10107 RIDGEMORE DR, CHARLOTTE, NC 28277-2320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000122587 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 32109/305 |
| Instrument | 2017122587 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 31, 2020 |
| Property Address | 10107 RIDGEMORE DR, CHARLOTTE, NC 28277-2320 |
| Document Number | 0000138193 |
| Book / Page | 034992 / 000748 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 138193 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | BARRISTERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $495.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2108 GALLANT FOX CT WAXHAW NC 281736769, WAXHAW, NC 28173-6769 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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